Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·13 days on market

8401 Jasper Avenue

Jacksonville, FL 32211

$230,000$160/sqftEst. $1,186/moMLS# 2156827

Beds

Baths

1,434

Sq Ft

2012

Built

—

Garage

Pool

About this home

Jacksonville

Introducing this beautifully refreshed 4-bedroom, 2-bathroom residence offering comfort, style, and an inviting location! Situated on a corner lot showcasing a welcoming curb appeal with fresh landscaped grounds, freshly painted siding, and charming brick-front. Step inside to discover brand new carpet and vinyl flooring, updated light fixtures, and a freshly painted interior boasting a bright, move-in-ready feel. Outside, enjoy a fully fenced backyard, providing privacy and plenty of room for outdoor entertaining, pets, or play. Major updates include a roof replaced in 2025 and HVAC system replaced in 2021, offering added peace of mind. Conveniently located directly across from a public park and pool, this home puts recreation and outdoor enjoyment right at your doorstep. Don't miss the opportunity to make this home yours! Schedule your tour today!! **Seller is offering 5,000 in credit, with an accepted offer.**

Cost to own

Mortgage calculator

Home Price

$230,000

Down Payment: 20%

$46,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,186

Principal & Interest: $1,186

Property taxes (est.): $376

Insurance (est.): $153

Estimated Total Monthly

$1,715

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,186

Property taxesest. at asking price, Duval County$376

Estimated total, before insurance$1,562/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,707/yr · $309/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,707/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History