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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 15, 2025·143 days on market

210 N Saint Clair Street

Starke, FL 32091

$260,000sold priceListed at $269,999 · 96.3% of asking$211/sqftMLS# 2093874
3
Beds
2
Baths
1,234
Sq Ft
2017
Built
2
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

Welcome home to a charming 3 bedroom/2 bath open concept home, with SO much to offer. With an XLarge island, stainless appliances, an attached 2 car garage, no honey-do's are needed. The outdoor entertainment set up is ready for action! Furnished with a putting green, dart board, covered lounge area, and a privacy fence, get ready to negotiate in the hot tub too! NO HOA! Located here in the heart of Starke, FL. I'm eager to show you around. The heart of downtown Starke offers a theatre, gym, pet store/vet office, shopping/thrifting, grocery stores, pharmacies, restaurants, parks and more ALL within walking distance! PLUS it's located less than 3 miles from the elementary, middle, high school, AND the colleges. This turn-key 2017 home should qualify for all loan types, and have lots of life left in all the big ticket items $$. Whether you're ready for a new cozy home, or you need the convenience of having everything at your fingertips, you will not want to miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUPSep 2025$119,900$1162/11,035180.2
424 S Mabel Street, Starke, FL 32091Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$109,000$813/21,354360.3
602 E Washington Street, Starke, FL 32091Listed by MARK SPAIN REAL ESTATEOct 2025$165,000$1383/21,194150.3
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200130.5
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994920.5
430 Center Street, Starke, FL 32091Listed by FLORIDA'S CHOICE REALTY LLCMar 2026$160,000$1852/1864630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,999
Price / Sq Ft$219
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,234
Total Structure Area2,076 sq ft
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address210 N Saint Clair Street, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02968000000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOutside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Security System Owned

Exterior

Exterior FeaturesCourtyard, Other
Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Full, Privacy, Wood, Other
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 18, 2025
Days on Market143
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: CW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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