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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$390,000Sold5 bd · 3 ba · 2,554 sq ft

Sold·Closed Oct 16, 2026·65 days on market

2764 Laurel Falls Drive

Green Cove Springs, FL 32043

$390,000sold priceListed at $399,990 · 97.5% of asking$153/sqftMLS# 2156092
5
Beds
3
Baths
2,554
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $14/mo6,534 sqft lotSingle Family Residence2 storiesNew construction

About this home

Green Cove Springs

Experience refined living in this exquisite Fort Caroline II new construction home. Encompassing 2,554 square feet, this thoughtfully designed single-story residence with bonus upstairs suite offers five bedrooms and three bathrooms, harmoniously blending convenience with luxury. The ground floor primary suite serves as a peaceful sanctuary, featuring a generously sized, luxuriously appointed bathroom that caters to your comfort. The heart of the home showcases an open-concept design where the gourmet kitchen, complete with a walk-in pantry and charming café area, flows effortlessly into welcoming living spaces. Premium interior finishes elevate the aesthetic throughout, including elegant cabinetry, sophisticated granite kitchen countertops, and refined quartz bathroom surfaces.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,126
Property taxesest. at asking price, Clay County$585
HOAbilled annually$14
Estimated total, before insurance$2,725/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,791/yr · $233/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:49 AM, sunset 5:33 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $486,900 in June 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$65,000$65,000—

2025 property taxes (current owner): $2,791/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$399,990
  • Sep 22, 2026Pending$399,990
  • Aug 27, 2026Price change$399,990−$4,825
  • Jul 19, 2026Listed$404,815

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2615 Eden Oaks Cove, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYOct 2026$405,990$1584/32,566930.3
2732 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$357,990$1654/32,17220.9
3112 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$347,990$1914/21,821130.9
3087 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCNov 2026$319,942$1764/21,8211611
2821 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICESOct 2026$370,000$1853/22,0031281.2
2451 Morganza Way, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCOct 2026$403,841$1254/33,223441.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$399,990
Price / Sq Ft$157
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,554
Total Structure Area3,118 sq ft
Acres0.15 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2764 Laurel Falls Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionAnabelle Island
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,534 sq ft
Lot Dimensions60x108
Parcel Number39052501009701504
ZoningResidential

Amenities

AmenitiesPool, Playground
Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 19, 2026
Days on Market65
HOA Fees$169.5 / Annually
HOA FrequencyAnnually
HOA NameSovereign & Jacobs
Tax Amount$2,791.39
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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