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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·6 days on market

8233 Velvet Springs Lane

Jacksonville, FL 32244

$259,900$147/sqftEst. $1,440/moMLS# 2155751
↓ $10,000 below original list
4
Beds
2
Baths
1,768
Sq Ft
1995
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This well-maintained 3-bedroom, 2-bathroom home in Jacksonville has been thoughtfully refreshed with updates throughout, offering strong everyday livability and a fenced backyard. The kitchen features new quartz countertops, refreshed cabinetry, and a new stainless steel appliance package, including a range, microwave and dishwasher. Both bathrooms have been fully renovated with a new tiled walk-in shower, quartz countertops, and updated vanities. New luxury vinyl plank flooring runs throughout the main living areas, with new carpet in all bedrooms, and the exterior boasts fresh paint for added curb appeal and privacy. This home delivers a well-executed refresh that checks the boxes buyers care about most.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, Duval County$424
HOAbilled annually$13
Estimated total, before insurance$1,877/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,219/yr · $102/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,900
$51,980
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $424
Insurance (est.): $173
Estimated Total Monthly
$2,037
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,219/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$259,900−$5,000
  • Oct 5, 2026Active$264,900
  • Sep 26, 2026Pending$264,900
  • Sep 15, 2026Price change$264,900−$5,000
  • Jul 16, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6620 Shiny Stone Court, Jacksonville, FL 32244Listed by CENTURY 21 TRITON REALTYSep 2026$247,000$1953/21,267260.1
6699 Lana Lane, Jacksonville, FL 32244Listed by MARK SPAIN REAL ESTATESep 2026$250,000$1843/21,35860.7
5820 Porsche Road, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCSep 2026$140,000$1003/21,397140.8
7603 Coach Park Drive, Jacksonville, FL 32244Listed by SUPREME PATH BROKERAGE LLCSep 2026$175,000$1223/21,431520.8
7688 Recon Drive, Jacksonville, FL 32244Listed by LGI REALTY - FLORIDA, LLCOct 2026$349,900$1924/2.51,819281
7692 Recon Drive, Jacksonville, FL 32244Listed by LGI REALTY - FLORIDA, LLCSep 2026$326,900$2173/21,505251

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,900
Price / Sq Ft$147
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,768
Acres0.18 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8233 Velvet Springs Lane, Jacksonville, FL 32244
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionTravis Trace
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,840.8 sq ft
Parcel Number0157168105

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedOctober 5, 2026
Days on Market76
HOA Fees$160 / Annually
HOA FrequencyAnnually
HOA NameTravis Trace Homeowners Association
Tax Amount$1,219.32
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OFFERPAD BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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