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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·87 days on market

11020 Alumni Way

Jacksonville, FL 32246

$330,000$219/sqftEst. $1,828/moMLS# 2155571
3
Beds
2
Baths
1,504
Sq Ft
1988
Built
2
Garage
No
Pool
FEMA Zone XHOA $9/mo6,534 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Property is owner occupied Call agent for viewing appointment Viewings on Mondays & Wednesdays 4 - 7 pm with a prior appointment.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Duval County$539
HOAbilled annually$9
Estimated total, before insurance$2,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,102/yr · $259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,102/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 15, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3846 Union Pacific Drive E, Jacksonville, FL 32246Listed by EVERYSTATE INCAug 2026$328,000$2433/21,351130.1
3823 Union Pacific Drive W, Jacksonville, FL 32246Listed by MOMENTUM REALTYAug 2026$345,000$2263/21,52450.2
10769 Alumni Way, Jacksonville, FL 32246Listed by EXP REALTY LLCOct 2026$285,000$2233/21,2761220.3
10444 Skycrest Drive N, Jacksonville, FL 32246Listed by HOME SOLD REALTY LLCAug 2026$240,000$1953/11,23120.6
4410 Dalry Drive, Jacksonville, FL 32246Listed by RIVERLANE MANAGEMENTAug 2026$145,000$953/21,532180.7
2821 Lantana Lakes Drive E, Jacksonville, FL 32246Listed by ALFA REALTORS CORPAug 2026$275,000$1913/2.51,443111.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$330,000
Price / Sq Ft$219
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,504
Acres0.15 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWindy Hill

Community Information

Address11020 Alumni Way, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWoodland Station
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1677252675
ZoningAgricultural

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 16, 2026
Days on Market49
HOA Fees$109 / Annually
HOA FrequencyAnnually
HOA NameSignature Reaalty & Management
Tax Amount$3,102.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REBATERENTALS.COM REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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