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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·88 days on market

1071 Edgewood Avenue S 105

Jacksonville, FL 32205

$132,500$206/sqftEst. $734/moMLS# 2154857
↓ $7,500 below original list
1
Beds
1
Baths
642
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $332/mo436 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Price Improved with sellers offering credit for 6 months of condo fees!!! Affordable living on the first floor of a vibrant senior community! This beautifully updated unit is steps from the newly resurfaced pool and it features beautiful upgrades to both the kitchen and bath. HVAC and HWH were replaced within the past few years and the stainless steel oven and refrigerator are new! It also features an enclosed lanai overlooking the rear yard and a view of the pool from the bedroom. This condo has an onsite gathering space and is co-located with a community center mere feet from the property. All of this in the lovely and historic Murray Hill area minutes from great parks, shopping, dining, and all that downtown Jacksonville has to offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$734
Property taxesest. at asking price, Duval County$216
HOAbilled monthly$332
Estimated total, before insurance$1,283/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,386/yr · $116/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$132,500
$26,500
Loan Term
Monthly Payment
$734
Principal & Interest: $734
Property taxes (est.): $216
Insurance (est.): $88
Estimated Total Monthly
$1,039
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,386/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Pending$132,500
  • Sep 17, 2026Price change$132,500−$2,500
  • Aug 8, 2026Price change$135,000−$5,000
  • Jul 15, 2026Active$140,000
  • Jul 10, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1071 Edgewood Avenue S 602, Jacksonville, FL 32205Listed by HERRON REAL ESTATE LLCJun 2026$115,000$1711/16732190

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$132,500
Price / Sq Ft$206
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage642
Acres0.01 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1071 Edgewood Avenue S 105, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionEdgewood Condominium
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0790871010
ZoningCondominium

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 15, 2026
Days on Market85
HOA Fees$332.3 / Monthly
HOA FrequencyMonthly
HOA NameFlorida Edgewood Condominiums
Tax Amount$1,386.16
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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