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This home is in Jacksonville.

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Active

Active·2 days on market

1071 Edgewood Avenue S 105

Jacksonville, FL 32205

$140,000$218/sqftEst. $745/moMLS# 2154857
1
Beds
1
Baths
642
Sq Ft
1985
Built
Garage
No
Pool

About this home

Jacksonville

Affordable living on the first floor of a vibrant senior community! This beautifully updated unit is steps from the newly resurfaced pool and it features beautiful upgrades to both the kitchen and bath. HVAC and HWH were replaced within the past few years and the stainless steel oven and refrigerator are new! It also features an enclosed lanai overlooking the rear yard and a view of the pool from the bedroom. This condo has an onsite gathering space and is co-located with a community center mere feet from the property. All of this in the lovely and historic Murray Hill area minutes from great parks, shopping, dining, and all that downtown Jacksonville has to offer.

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$712
Principal & Interest: $712
Est. Taxes & Insurance: $178
Estimated Total Monthly
$890
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$745
Property taxesest. at asking price, Duval County$229
HOAbilled monthly$332
Estimated total, before insurance$1,306/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,386/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Active$140,000
  • Jul 10, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$140,000
Price / Sq Ft$218
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage642
Acres0.01 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address1071 Edgewood Avenue S 105, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionEdgewood Condominium
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0790871010
ZoningCondominium

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 15, 2026
Days on Market1
HOA Fees$332.3 / Monthly
HOA FrequencyMonthly
HOA NameFlorida Edgewood Condominiums
Tax Amount$1,386.16
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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