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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Active

Active·34 days on market

179 Conquistador Road

St. Johns, FL 32259

$925,000$226/sqftEst. $5,124/moMLS# 2154646
↓ $25,000 below original list
4
Beds
4.5
Baths
4,089
Sq Ft
2020
Built
3
Garage
No
Pool
FEMA Zone AHOA $101/mo9,583 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Preferred lender offering free 1 year rate buy down! ✨ The Preserve at St. Johns Some homes check boxes. This one rewrites your next chapter. Set on a private quarter-acre preserve lot with tranquil canal views, this two-story residence offers 4,089 sq. ft., 4/5 bedrooms, and 4.5 bathrooms in a layout designed by someone who clearly understood that how a home flows is just as important as how it looks. What makes this home genuinely irreplaceable is something you feel before you can explain it, 27 windows, including eight additions found in no other Montauk II model ever built, flood every room with natural light and frame preserve views that simply cannot be replicated. This is more than an upgrade. It is a distinction. Step inside to find tray ceilings, custom millwork, and designer lighting anchoring an open-concept floor plan that moves from the formal dining room to an expansive great room

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, St. Johns County$1,231
HOAbilled annually$101
Estimated total, before insurance$6,455/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,399/yr · $700/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,231
Insurance (est.): $617
Estimated Total Monthly
$6,971
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$662,927$562,205—
2024$661,498$561,498—
2023$703,626$603,626—
2022$609,663$478,389—
2021$434,899$434,899—
2020$95,000$95,000—

2025 property taxes (current owner): $8,399/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 10, 2026Price change$925,000−$25,000
  • Jul 9, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
258 Conquistador Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$2355/4.54,153580.1
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39010.3
233 Ellsworth Circle, St. Johns, FL 32259Listed by NEXTHOME NEIGHBORHOOD REALTYSep 2026$739,000$1864/43,972720.7
4621 W Seneca Drive, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$851,250$2655/3.53,207100.7
137 Ellsworth Circle, St. Johns, FL 32259Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Aug 2026$860,000$2375/4.53,62240.8
725 Corrigan Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$620,000$1736/53,57650.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$226
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,089
Acres0.22 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address179 Conquistador Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPreserve At St Johns
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,583.2 sq ft
Parcel Number0098610050

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsMulti/Split
LaundryIn Unit, Lower Level

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionConcrete

Additional Information

Date ListedSeptember 10, 2026
Days on Market59
HOA Fees$1,207 / Annually
HOA FrequencyAnnually
Tax Amount$8,399.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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