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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·73 days on market

6620 Buffalo Avenue

Jacksonville, FL 32208

$230,000$142/sqftEst. $1,274/moMLS# 2154470
4
Beds
2.5
Baths
1,620
Sq Ft
1922
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Spacious two story home featuring 4 bedrooms and 2 full bathrooms, offering plenty of room for a busy household. The functional layout provides flexibility for families, roommates, or those needing extra space for a home office. This property also presents a great opportunity for investors seeking a potential rental property with strong income producing potential. Conveniently located and full of possibilities, this home is ready for its next owner, making this an excellent opportunity for buyers. Bring your offers!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,650/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $110,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$250,927$250,927—
2023$92,794$74,004—
2022$83,340$67,277—
2021$67,789$61,161▲ $10,661
2020$55,601$55,601—

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 13, 2026Active$230,000
  • Jul 29, 2026Active Under Contract$230,000
  • Jul 29, 2026Active$230,000
  • Jul 29, 2026Pending$230,000
  • Jul 9, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $137/sq ft; this home is listed at $142/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
567 E 55th Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$1983/21,23000.1
7111 Edge Street, Jacksonville, FL 32208Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$199,900$1374/21,456470.3
111 E 54th Street, Jacksonville, FL 32208Listed by BEYCOME OF FLORIDA LLCAug 2026$160,000$794/22,024820.4
6724 Rydholm Street, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHAug 2026$190,000$1283/21,481160.7
35 W 41st Street, Jacksonville, FL 32206Listed by ICATCHER HOMES REALTY LLCSep 2026$280,000$1584/21,768220.9
6751 Perry Street, Jacksonville, FL 32208Listed by INTEGRITY KEY REALTY LLCSep 2026$210,000$1254/21,679200.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$142
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,620
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address6620 Buffalo Avenue, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionPanama Park
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Parcel Number0335820000

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesElectric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Wrap Around
RoofShingle
ConstructionOther
Road SurfaceAsphalt

Additional Information

Date ListedJuly 29, 2026
Days on Market45
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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