Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 47
Sold

Sold·Closed Aug 14, 2026·1 day on market·Recent sales in Jacksonville

8174 Spring Lake Road N

Jacksonville, FL 32210

$300,000sold priceListed at $345,000 · 87% of asking$174/sqftMLS# 2154430
4
Beds
2
Baths
1,722
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to your own slice of Florida paradise -- NO HOA & NO CDDs on a beautiful 0.29-acre corner lot! This extraordinary 4-bedroom, 2-bathroom home with a flex room is not just a home -- it's a lifestyle. The chef-inspired kitchen features a kitchen grill, textured metallic backsplash, sleek cabinetry, open stainless steel shelving, and two refrigerators convertible to freezers -- a dream for entertainers and meal preppers alike. LVP flooring flows throughout, combining elegance with durability. The fully enclosed, climate-controlled Florida Room offers a spacious retreat in every season -- perfect for relaxing, entertaining, or transforming into a mother-in-law suite, home office, gym, or creative studio. Step outside onto the massive wooden deck with stainless steel prep surfaces and a built-in sink -- perfect for entertaining! The spacious fenced backyard has plenty of room for a swimming pool, and the wide-opening gate slides right open for your RV, boat, or recreational toys --

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
Estimated total, before insurance$2,152/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,473/yr · $289/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$211,158$159,539—
2023$205,631$153,436—
2022$197,511$147,511—
2021$158,735$146,613—
2020$133,285$68,540—

2025 property taxes (current owner): $3,473/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$345,000
  • Aug 1, 2026Active Under Contract$345,000
  • Jul 30, 2026Active$345,000
  • Jul 13, 2026Active Under Contract$345,000
  • Jul 11, 2026Active$345,000
  • Jul 1, 2026Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3653 Bramble Road, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$180,000$1203/21,50400.3
8592 Dylan Michael Drive, Jacksonville, FL 32210Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$256,000$1313/2.51,9581160.7
8146 La Marne Drive, Jacksonville, FL 32221Listed by KELLER WILLIAMS JACKSONVILLESep 2026$130,000$973/11,340351.1
1640 Chateau Drive, Jacksonville, FL 32221Listed by SPECTRUM REALTY SERVICESSep 2026$140,000$873/1.51,614841.2
8023 Chateau Drive S, Jacksonville, FL 32221Listed by DREAM CATCHER COTTAGES LLCSep 2026$250,000$1423/1.51,75631.2
7242 Luke Street, Jacksonville, FL 32210Listed by TRINITY REAL ESTATE III LLCSep 2026$275,000$1594/21,731131.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$200
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,722
Acres0.29 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryNormandy Village
MiddleChaffee Trail
HighEdward White

Community Information

Address8174 Spring Lake Road N, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpring Lake
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size12,632.4 sq ft
Parcel Number0127240820
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Multi Units
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Glass Enclosed
FencingFenced, Back Yard, Full, Privacy, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJuly 11, 2026
Days on Market1
Tax Amount$3,472.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines