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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$729,9004 bd · 2.5 ba · 3,456 sq ft

Active·157 days on market

8219 Mud Lake Road

Macclenny, FL 32063

$729,900$211/sqftEst. $3,979/mo mortgageMLS# 2140489
↓ $70,000 below original list
4
Beds
2.5
Baths
3,456
Sq Ft
1999
Built
2
Garage
No
Pool
FEMA Zone XNo HOA5.37 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

WELCOME HOME to your slice of Southern charm in the heart of Baker County. If you've been dreaming of a modern farmhouse with land in Macclenny, FL, this inviting property delivers the perfect blend of comfort, character, and wide-open space. Nestled on 5.64 high-and-dry acres, this move-in ready farmhouse offers the kind of peaceful country living that's becoming harder to find in Northeast Florida. Zoned Agricultural and thoughtfully set up for a variety of uses, the cross-fenced property features three separate pastures--ideal for horses, livestock, or simply enjoying the beauty of your own private acreage. With no flood zone and no wetlands, every inch of this land is usable and ready for your vision. From the moment you arrive, you'll feel right at home. A manicured front yard and classic wraparound porch create that timeless Southern welcome--perfect for rocking chairs, sweet tea, and slow evenings under the sunset. Step inside to a grand entryway filled with warmth and natural

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,979
Estimated total, before insurance$3,979/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$729,900
$145,980
Loan Term
Monthly Payment
$3,979
Principal & Interest: $3,979
Insurance (est.): $487
Estimated Total Monthly
$4,466
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 5.3-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 15, 2026Price change$729,900−$25,000
  • Sep 8, 2026Price change$754,900−$21,000
  • Aug 9, 2026Price change$775,900−$14,000
  • Jul 22, 2026Price change$789,900−$10,000
  • Jun 3, 2026Listed$799,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8404 Nesbitt Road, Macclenny, FL 32063Listed by WATSON REALTY CORPJul 2026$480,000$1484/33,245590.9
7518 Glynn Allyn Road, Macclenny, FL 32063Listed by MCCABE REALTY INCOct 2026$775,000$2075/3.53,7351551.1
7543 Glynn Allyn Road, Macclenny, FL 32063Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$675,000$2684/32,515121.1
7206 T And G Farm Lane, Macclenny, FL 32063Listed by MOMENTUM REALTYAug 2026$685,000$2724/2.52,5201031.8
7420 T And G Farm Lane, Macclenny, FL 32063Listed by RIVER CITY RENTALS AND REALTYJan 2026$715,000$2574/4.52,784192
7436 Woodlawn Road, Macclenny, FL 32063Listed by WATSON REALTY CORPSep 2025$900,000$2534/43,5542342.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$729,900
Price / Sq Ft$211
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,456
Total Structure Area3,716 sq ft
Acres5.37 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address8219 Mud Lake Road, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionSmokerise
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size233,917.2 sq ft
Parcel Number233S21014500010010

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories2

Exterior

Lot DescriptionAgricultural
Patio / PorchFront Porch, Porch, Rear Porch, Side Porch, Wrap Around
FencingFenced, Back Yard, Cross Fenced, Wire
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 3, 2026
Days on Market157
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MCCABE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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