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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$799,0003 bd · 1 ba · 1,008 sq ft

Active·114 days on market

15805 Stokes Road

Macclenny, FL 32063

$799,000$793/sqftEst. $4,356/mo mortgageMLS# 2155784
3
Beds
1
Baths
1,008
Sq Ft
1945
Built
2
Garage
Yes
Pool
FEMA Zone AENo HOA15.59 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Discover the endless possibilities on this breathtaking 15.59 acre riverfront retreat, where adventure, relaxation, and investment potential come together. With most of the acreage fronting the river, this one of a kind property offers spectacular views, a private boat ramp and many opportunities to enjoy boating, fishing, kayaking, camping, and the great outdoors! Wake up to stunning sunrises and watch the eagles soar overhead and dive for their prey all from your own property. The property includes an artesian well, 24x30 detached garage, 2 historical homes built in 1945 and 1951 each offer 3 bedrooms and 1 bathroom which could be transformed into charming guest cottages, used for a family compound or design your own riverfront estate while enjoying the character and history these homes offer. With room to build your dream home, entertain family and friends or create an income producing retreat the possibilities are endless. Whether it's a waterfront sanctuary, investment property

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,356
Estimated total, before insurance$4,356/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,356
Principal & Interest: $4,356
Insurance (est.): $533
Estimated Total Monthly
$4,889
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area) (the whole 15-acre lot)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,237 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Jul 16, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$799,000
Price / Sq Ft$793
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,008
Acres15.59 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address15805 Stokes Road, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size679,100.4 sq ft
Parcel Number341S22000000000030

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well, Other
ParkingOther, Additional Parking, Detached Carport
ViewRiver, Trees/Woods, Water
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Oven, Refrigerator
CoolingWall/Window Unit(s)
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBoat Ramp - Private, Fire Pit
Lot DescriptionAgricultural, Cleared, Many Trees, Wooded
Patio / PorchCovered, Front Porch
RoofMetal
ConstructionWood Siding
Other StructuresWorkshop, Other
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 16, 2026
Days on Market114
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FRONT PORCH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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