This home is in Shearwater, St. Augustine.

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Active

98 Yardley Court, St. Augustine, FL 32092

$589,000

MLS# 2153928

Bedrooms

Bathrooms

2,292

Sq Ft

2023

Year Built

About This Home — 98 Yardley Court

Welcome to an exceptional home where timeless design, thoughtful upgrades, and an incredible lifestyle come together in one of St. Johns County's most sought-after communities. Perfectly positioned on a quiet cul-de-sac in Shearwater and just a three-minute walk to Trout Creek Academy, this stunning four-bedroom, three-bath residence with a dedicated study and expansive upstairs bonus suite offers the perfect blend of luxury and everyday comfort. Even better, the new Shearwater Community Park and Junior Library are being built directly across from the school, making this an outstanding location for families. From the moment you arrive, the paved driveway, welcoming front porch, and impressive 8-foot double entry doors create beautiful curb appeal. Inside, abundant natural light fills the thoughtfully designed floor plan, featuring luxury vinyl plank flooring throughout the main living areas, new carpet, and updated tile in the wet areas.

Features

Price$589,000

Price / Sq Ft$257

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,292

Acres0.17 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address98 Yardley Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,405.2 sq ft

Parcel Number0100171640

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingElectric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Wooded

Patio / PorchFront Porch, Rear Porch, Screened

FencingBack Yard, Wrought Iron

RoofShingle

ConstructionFiber Cement

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 7, 2026

Days on Market0

HOA Fees$236.25 / Annually

HOA FrequencyAnnually

HOA NameShearwater

Tax Amount$7,768.01

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Mortgage Calculator

Home Price

$589,000

Down Payment: 20%

$117,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,135

Principal & Interest: $3,135

Est. Taxes & Insurance: $784

Estimated Total Monthly

$3,919

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,135

Property taxesest. at asking price, St. Johns County$785

HOAbilled annually$20

Estimated total, before insurance$3,940/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $7,768/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.