This home is in Jacksonville.
Active·90 days on market
2846 Cherokee Circle W
Jacksonville, FL 32205
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
SHORT SALE!! Welcome to 2846 Cherokee Circle W, a beautifully situated home tucked away on a quiet circle, offering comfort, charm, and everyday convenience. This inviting residence features a thoughtful layout designed for both relaxed living and effortless entertaining. Natural light flows through the home creating a warm, welcoming atmosphere throughout. The kitchen connects seamlessly to the main living spaces, making it ideal for gatherings. The split bedroom layout provides peaceful retreats, while the outdoor space offers room to unwind, garden, or enjoy time with friends and family. Located in an established neighborhood, this home combines privacy with easy access to nearby schools, shopping, dining, and major routes. Whether you're looking for your first home, a place to grow, or a smart investment, 2846 Cherokee Circle W delivers comfort, location, and potential--all in one address. Only modest cosmetic updates needed.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,104 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $265,000 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $217,712 | $166,990 | — |
| 2024 | $217,570 | $167,570 | — |
| 2023 | $162,842 | $141,521 | — |
| 2022 | $158,553 | $128,656 | ▲ $6,324 |
| 2021 | $132,780 | $116,960 | ▲ $23,460 |
| 2020 | $106,328 | $106,328 | ▲ $2,800 |
2025 property taxes (current owner): $3,480/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Price change$219,000−$6,000
- Jul 26, 2026Price change$225,000−$5,000
- Jul 3, 2026Listed$230,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TRADITIONS REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Cherokee Heights
For RentLease
2870 Ernest StreetJacksonville, FL 32205
3 bd · 2 ba · 1,119 sq ft
$2,000/moCUTE RANCH STYLE HOME IN THE RIVERSIDE AREA OF JACKSONVILLE. THIS HOME IS FULLY RENOVATED WITH TONS OF NATURAL LIGHT!…
Listing Office: herron real estate llc
For RentLease
2841 Ernest StreetJacksonville, FL 32205
3 bd · 2 ba · 783 sq ft
$1,650/moMove-in ready 3 bed/1.5 bath single family home. Features circular driveway plus a large garage/shed behind home.…
Listing Office: the property experts realty & investments inc.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines