Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 36

Active

Active·46 days on market

1552 Larue Avenue

Jacksonville, FL 32207

$449,900$324/sqftEst. $2,315/moMLS# 2153574

Beds

Baths

1,388

Sq Ft

1939

Built

—

Garage

Pool

About this home

Jacksonville

Life is simply better in San Marco! Nestled on a charming tree-lined street, this beautifully renovated bungalow places you in the heart of one of Jacksonville's most beloved neighborhoods. Leave the car behind and stroll to San Marco Square for dinner, coffee, boutique shopping, live music, and the theater. Meet friends at Aardwolf Brewing Company or Beer:30 Taproom, enjoy weekend brunch, play tennis, relax in nearby parks, or explore the neighborhood with your dog. Back home, timeless bungalow charm blends seamlessly with thoughtful modern renovations, creating a move-in ready retreat filled with style and comfort. Whether you're entertaining before a night out or enjoying a quiet morning on the deck, this home offers more than a place to live, it offers a lifestyle! Walkable, vibrant, and full of local character, this is your opportunity to experience everything that makes San Marco one of Jacksonville's most sought-after neighborhoods.

Cost to own

Mortgage calculator

Home Price

$449,900

Down Payment: 20%

$89,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,315

Principal & Interest: $2,315

Property taxes (est.): $735

Insurance (est.): $300

Estimated Total Monthly

$3,350

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,315

Property taxesest. at asking price, Duval County$735

Estimated total, before insurance$3,050/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,034/yr · $503/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$318,490	$318,490	▼ $9,394
2024	$328,231	$296,714	▲ $12,791
2023	$276,266	$269,740	▲ $4,935
2022	$266,125	$245,219	—
2021	$222,927	$222,927	—
2020	$208,687	$208,687	▲ $3,662

2025 property taxes (current owner): $6,034/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History