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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 25, 2025·3 days on market

7415 NE 222nd Street

Melrose, FL 32666

$600,000sold priceListed at $619,000 · 96.9% of asking$356/sqftMLS# 2096680
3
Beds
2
Baths
1,687
Sq Ft
1995
Built
—
Garage
No
Pool
No HOAWaterfrontSingle Family Residence1 story

About this home

Melrose

A prime location on the most desired lake in the region! Enjoy beautiful lake views and sunrises from this classic lake home located on Big Lake Santa Fe. This property has been remodeled and features a cozy living room with brick fireplace and vaulted knotty pine ceiling. The kitchen has been updated and refreshed with all white cabinets and backsplash. The primary bedroom has been repainted and the home has been updated with wood and ceramic tile floors and metal roof. It has a 23x13 lakeside screen porch and deck with a beautiful view of the water. The lot features a 200 foot long dock with a double covered boatlift for ski boats and jet skis. The 0.37 acre lot has large oaks, a fenced in yard and a storage building. Lake Santa Fe has over 5800-acres of natural beauty and is an all watersports lake. Don't miss out on the lake life, schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Estimated total, before insurance$3,323/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,020/yr · $585/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Insurance (est.): $400
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,594 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,020/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $367/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7526 NE 221st Street, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$105,000$743/21,423320.2
7925 NE 221 Street, Melrose, FL 32666Listed by CB ISAAC REALTYSep 2025$552,000$3652/21,512420.3
5930 Island Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$400,000$2882/21,388601.6
9817 County Rd 1469, Earleton, FL 32631Listed by CB ISAAC REALTYMay 2025$848,100$6002/21,414611.7
6027 Dogwood Lane, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYNov 2025$319,900$1823/21,753931.9
4929 County Road 1469, Hawthorne, FL 32640Listed by HERRON REAL ESTATE LLCOct 2025$220,000$1324/21,6642022

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$619,000
Price / Sq Ft$367
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,687
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address7415 NE 222nd Street, Melrose, FL 32666
Area721-Orange Heights-North Of SR-26
SubdivisionMetes & Bounds
CityMelrose
CountyAlachua
StateFL
Zip Code32666
Parcel Number18652-001-001

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingUnassigned
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchDeck, Rear Porch, Screened
FencingFenced
RoofMetal
Road SurfaceDirt

Additional Information

Date ListedJuly 3, 2025
Days on Market3
Tax Amount$7,020.19
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TREVOR WATERS REALTY, INC.

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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