Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active·7 days on market

6264 Coolidge Street

Jacksonville, FL 32219

$225,000$189/sqftEst. $1,158/moMLS# 2153252

Beds

Baths

1,192

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Brand-New Construction w/ 7-Year Structural Warranty! Be the first to own this beautifully crafted home offering the perfect blend of modern style, quality construction, & functional living. Featuring 2 bedrooms, 2.5 bathrooms, plus a versatile bonus room, this home is designed to fit today's lifestyle. Step inside to an inviting open layout where the spacious living room flows seamlessly into the dining area & well-appointed kitchen, complete w/ Brand New SS appliances. Sliding glass doors lead to the fully FENCED backyard, creating an ideal space for outdoor living & entertaining. Upstairs, you'll find 2 generously sized bedrooms, 2 full bathrooms, & a flexible bonus room w/ no closet that's perfect for a home office, nursery, media room, or workout space. The spacious primary suite offers a walk-in closet & a private en-suite bathroom featuring a dual-sink vanity. A convenient half bath downstairs is ideal for guests. Throughout the home, you'll find durable, wood-look luxury...

Cost to own

Mortgage calculator

Home Price

$225,000

Down Payment: 20%

$45,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,158

Principal & Interest: $1,158

Property taxes (est.): $367

Insurance (est.): $150

Estimated Total Monthly

$1,675

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,158

Property taxesest. at asking price, Duval County$367

Estimated total, before insurance$1,525/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $10,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$11,348	$11,348	▲ $2,670
2024	$8,678	$8,678	—
2023	$6,898	$6,898	—
2022	$6,452	$6,452	—
2021	$6,452	$6,452	▲ $222
2020	$6,230	$5,922	—

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,127 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History