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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·11 days on market·Recent sales in Jacksonville

6317 Graves Street

Jacksonville, FL 32210

$130,000sold priceListed at $150,000 · 86.7% of asking$87/sqftMLS# 2152997
3
Beds
1.5
Baths
1,496
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

SELLERS ARE CURRENTLY REVIEWING MULTIPLE OFFERS. Prime flip or buy-and-hold opportunity in Duval County! Built in 1960, this property has wonderful bones and needs a full renovation. Offered strictly AS-IS, it is priced well below retail market value to allow for a full renovation and maximum equity capture. Budget for roof, electrical, plumbing, hvac, kitchens/baths, etc. Structural report included in docs section; no issues determined. Property is in an estate waiting on final probate to be completed - closing will not take place until probate is completed. No repairs, strictly as-is offers. Additional photos to be added soon.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Duval County$212
Estimated total, before insurance$932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$919/yr · $77/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $212
Insurance (est.): $87
Estimated Total Monthly
$1,019
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$155,530$25,000—
2024$150,852$25,000—
2023$147,876$25,000▲ $28,348
2022$115,164$25,000—
2021$98,472$25,000▲ $3,669
2020$92,335$25,000—

2025 property taxes (current owner): $919/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$150,000
  • Jul 13, 2026Active Under Contract$150,000
  • Jul 2, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3806 Cambay Place, Jacksonville, FL 32210Listed by DOORVINE REALTY LLCOct 2026$215,000$1664/21,298130.4
6215 Randia Drive, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$235,000$1754/21,341100.5
6812 Tango Lane S, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCOct 2026$120,000$694/2.51,741140.7
4341 Savannah Avenue, Jacksonville, FL 32210Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$440,000$2294/2.51,91930.8
5234 Witby Avenue, Jacksonville, FL 32210Listed by KELLER WILLIAMS JACKSONVILLESep 2026$219,999$1793/21,228740.9
2337 Betsy Drive, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLCOct 2026$210,000$1653/21,272501

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$150,000
Price / Sq Ft$100
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,496
Acres0.19 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCedar Hills
MiddleWestside
HighWestside High School

Community Information

Address6317 Graves Street, Jacksonville, FL 32210
Area054-Cedar Hills
SubdivisionCedar Hill Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size8,276.4 sq ft
Parcel Number0178070000

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch, Patio
ConstructionBlock

Additional Information

Date ListedJuly 2, 2026
Days on Market11
Tax Amount$919.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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