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Sold

Sold·Closed Jul 31, 2026·11 days on market

15639 NE 17th Avenue

Starke, FL 32091

$349,000sold priceListed at $349,000 · 100% of asking$143/sqftMLS# 2152993
3
Beds
2
Baths
2,444
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Starke

Welcome to this charming 3BR, 2BA home nestled on 2.67 beautiful acres in one of Starke's most desirable areas, only three blocks from the Starke Golf & Country Club. This turnkey home is move-in ready and offers the perfect blend of comfort, privacy, and country charm. Inside, you'll find beautiful hardwood floors, fresh interior paint, a completely remodeled kitchen with a farmhouse sink, updated bathrooms, a double-sided fireplace, and a spacious great room that would make an ideal home office, playroom, or second living area. The outdoor amenities truly set this property apart. As you travel down the tree-lined driveway, you'll discover a 30' x 40' enclosed garage with electricity and water, along with a private mother-in-law quarters offering flexibility for guests, extended family, or more storage. Additional outbuildings include a chicken coop, a 12x24 barn, 12x16 shed with room for equipment, lawn tools and outdoor living. Easy commute to Gainesville and Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,933
Estimated total, before insurance$1,933/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,000
$69,800
Loan Term
Monthly Payment
$1,933
Principal & Interest: $1,933
Insurance (est.): $233
Estimated Total Monthly
$2,166
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,517 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 4, 2026Closed$349,000
  • Jul 17, 2026Active Under Contract$349,000
  • Jun 29, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15346 NE 14th Avenue, Starke, FL 32091Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2026$429,000$1733/32,4851180.3
15232 NE 14th Avenue, Starke, FL 32091Listed by CW REALTYNov 2025$340,000$1663/22,0522110.4
1478 SE 150th Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYSep 2026$700,000$2524/4.52,778410.7
15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTYJun 2026$400,000$2303/21,74061.1
708 E South Street, Starke, FL 32091Listed by CW REALTYJun 2025$355,000$1774/2.52,0101711.9
331 Clark Street, Starke, FL 32091Listed by CB ISAAC REALTYJul 2026$97,999$354/32,778312.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,444
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

MiddleBradford
HighBradford

Community Information

Address15639 NE 17th Avenue, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02794-0-00100
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Other
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached Carport, Detached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
CoolingElectric, Split System
FlooringWood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchFront Porch, Patio
FencingBack Yard, Chain Link
RoofShingle
ConstructionConcrete
Other StructuresBarn(s), Guest House, Shed(s), Workshop, Other
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 30, 2026
Days on Market11
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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