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Sold

Sold·Closed Nov 26, 2025·211 days on market

15232 NE 14th Avenue

Starke, FL 32091

$340,000sold priceListed at $369,000 · 92.1% of asking$166/sqftMLS# 2075312
3
Beds
2
Baths
2,052
Sq Ft
1981
Built
2
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

This charming 3-bedroom, 2-bath home located in the Starke Golf & Country Club, has 2,052 sq. ft. of living space and 3,042 sq. ft. under roof. This 1981 built home features a kitchen that flows into the dining area, perfect for entertaining. Step out from the dining or den area onto a screened-in back porch leading to a sparkling pool—your private oasis! Roof was replaced in 2022, along with other updates of the water heater and HVAC unit. Nestled in a golf course community, this home is a must-see. Schedule a showing today! Easy commute to Gainesville and Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Estimated total, before insurance$1,883/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Insurance (est.): $227
Estimated Total Monthly
$2,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,534 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 12, 2025Listed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15346 NE 14th Avenue, Starke, FL 32091Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2026$429,000$1733/32,4851180.1
15639 NE 17th Avenue, Starke, FL 32091Listed by CW REALTYJul 2026$349,000$1433/22,444110.4
14543 SE County Road 230A, Starke, FL 32091Listed by CW REALTYAug 2026$253,000$1644/21,54221
15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTYJun 2026$400,000$2303/21,74061.2
14252 SE 26th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLCAug 2025$244,000$1564/21,56011.7
1008 Colley Road, Starke, FL 32091Listed by CW REALTYAug 2026$305,000$1854/21,65012

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,052
Total Structure Area3,046 sq ft
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address15232 NE 14th Avenue, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02794-0-00005
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Garage

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchPatio, Porch, Rear Porch, Screened
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 13, 2025
Days on Market211
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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