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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·106 days on market

7346 El Barco Road 4

Jacksonville, FL 32216

$97,000$97/sqftEst. $537/moMLS# 2152691
2
Beds
2
Baths
997
Sq Ft
1967
Built
—
Garage
No
Pool
FEMA Zone XHOA $500/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

floor condo is currently tenant-occupied at $1,800 per month through March 2027, offering immediate rental income for investors. Recent improvements include updated plumbing (2024) and a new water heater (2026), while the A/C was replaced in 2015. The monthly rent includes electricity, providing added convenience for the current tenant. Residents enjoy access to exceptional community amenities, including two swimming pools, children's pools, a basketball court, a playground, and nearby boat slips and storage. The HOA also includes water and sewer. Ideally located just off Beach Boulevard, you'll be minutes from Southside Boulevard, I-295, shopping, dining, St. Johns Town Center, and Jacksonville's beautiful beaches. Whether you're looking to expand your investment portfolio or secure a property with steady cash flow, this is an opportunity you won't want to miss!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$537
Property taxesest. at asking price, Duval County$158
HOAbilled monthly$500
Estimated total, before insurance$1,196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$97,000
$19,400
Loan Term
Monthly Payment
$537
Principal & Interest: $537
Property taxes (est.): $158
Insurance (est.): $65
Estimated Total Monthly
$760
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $120,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$92,400$92,400▼ $12,100
2024$104,500$104,500—
2023$112,200$112,200—
2022$90,000$74,002—
2021$67,275$67,275—
2020$54,000$42,871—

Estimated taxes if purchased at asking price: ~$1,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 26, 2026Listed$97,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $79/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1714 El Prado Road 1, Jacksonville, FL 32216Listed by WATSON REALTY CORPJun 2026$92,000$932/2992630
7341 El Ocho Road 1, Jacksonville, FL 32216Listed by MOMENTUM REALTYSep 2026$57,500$791/17251850.1
1735 El Camino Road 2, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$84,000$713/21,1801180.1
1716 El Camino Road 6, Jacksonville, FL 32216Listed by CROSSVIEW REALTYJul 2026$60,000$602/29921000.1
1540 El Prado Road 4, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEJun 2026$75,000$643/21,180450.1
1716 El Camino Road #3, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$79,000$802/2992710.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$97,000
Price / Sq Ft$97
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage997
Year Built1967
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address7346 El Barco Road 4, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSouthbrook Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1371535416

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest, On Street

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPorch
ConstructionStucco

Additional Information

Date ListedJune 27, 2026
Days on Market29
HOA Fees$500 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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