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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·71 days on market

1647 El Camino Road 5

Jacksonville, FL 32216

$104,999$106/sqftEst. $582/moMLS# 2124001
↓ $1,000 below original list
2
Beds
2
Baths
992
Sq Ft
1967
Built
—
Garage
No
Pool
FEMA Zone XHOA $500/moCondominium2 stories

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About this home

Jacksonville

JUST REDUED & READY FOR ANY OFFER! This 2/2 Balcony Condo has been updated with new Electric Wiring & all Plugs & Switches! All new Plumbing! New LVP Flooring & Appliances except DW. HVAC recently serviced. Seller has over 30k in upgrades. Bright Location End Unit. First Door up the exterior wide Stairs. Several Pools & Views of Pottsburg Creek to dock Boat or Kayak temporarily. Parking is for 2 Autos. There is overflow Parking! Balcony overlooks Courtyard. Only 5 miles to Jags Game & Downtown. 30 min from Airport. Heart of JAX & close to all your needs! 10 minutes to the Beach. Condo has cleared all State Reports. New Roof. No Flood Insurance Zone. Showings daily! Really Nice & Clean! $500 HOA covers Water/Sewer/Trash/Pest Control/Ext. Maintaining/GYM/Playground/Car Wash Bay/Boat Storage/Public Laundry Room & Clubhouse for Events.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$582
Property taxesest. at asking price, Duval County$171
HOAbilled monthly$500
Estimated total, before insurance$1,253/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$932/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$104,999
$21,000
Loan Term
Monthly Payment
$582
Principal & Interest: $582
Property taxes (est.): $171
Insurance (est.): $70
Estimated Total Monthly
$823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $125,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$92,400$41,678▼ $2,600
2024$95,000$95,000—
2023$93,500$93,500—
2022$75,000$51,873—
2021$58,500$47,158—
2020$54,000$42,871—

2025 property taxes (current owner): $932/yr

Estimated taxes if purchased at asking price: ~$2,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$104,999−$1,000
  • Jul 31, 2026Active$105,999
  • Jul 7, 2026Withdrawn$105,999
  • Apr 28, 2026Listed$105,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $79/sq ft; this home is listed at $106/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1716 El Camino Road 6, Jacksonville, FL 32216Listed by CROSSVIEW REALTYJul 2026$60,000$602/29921000
1714 El Prado Road 1, Jacksonville, FL 32216Listed by WATSON REALTY CORPJun 2026$92,000$932/2992630
7341 El Ocho Road 1, Jacksonville, FL 32216Listed by MOMENTUM REALTYSep 2026$57,500$791/17251850.1
1735 El Camino Road 2, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$84,000$713/21,1801180.1
1540 El Prado Road 4, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEJun 2026$75,000$643/21,180450.1
1716 El Camino Road #3, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$79,000$802/2992710.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$104,999
Price / Sq Ft$106
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage992
Year Built1967
TypeResidential
Sub-TypeCondominium
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryHogan-Spring Glen
MiddleArlington
HighEnglewood

Community Information

Address1647 El Camino Road 5, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSouthbrook Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Dimensions.03
Parcel Number1371535186
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Car Wash Area, Clubhouse, Fitness Center, Gated, Laundry, Maintenance Grounds, Playground, Water
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingElectric
FlooringLaminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony, Dock
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 1, 2026
Days on Market235
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA NameSOUTHBROOK CONDO
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$931.98
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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