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Pending

Pending·30 days on market

3309 Willowleaf Lane

Green Cove Springs, FL 32043

$379,000$177/sqftEst. $1,932/moMLS# 2152382

Beds

Baths

2,142

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

Welcome to the Medina with Craftsman Elevation, a thoughtfully crafted 4-bedroom, 3-bathroom home offering an open-concept design and stunning water views enhanced by the Classic Calm Design Package. At the heart of the home, the gourmet kitchen features built-in stainless steel appliances, including an electric range, microwave, and dishwasher. Beautiful Trenton Flagstone cabinetry is paired with a white beveled subway tile backsplash, sleek quartz countertops, and a spacious center island that's perfect for entertaining or everyday living. The kitchen seamlessly connects to the expansive gathering room and opens to a covered lanai. Additional conveniences include a Smart Home package and a Move-In Ready bundle complete with blinds, a refrigerator, washer, and dryer. Future resort-style amenities are on the way including fitness center, pool, water park, playground, pickleball courts, and more. Schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$379,000

Down Payment: 20%

$75,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,932

Principal & Interest: $1,932

Property taxes (est.): $581

Insurance (est.): $253

Estimated Total Monthly

$2,766

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,932

Property taxesest. at asking price, Clay County$581

HOAbilled monthly$13

Estimated total, before insurance$2,526/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,368/yr · $281/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $10,729,500 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—
2024	$65,000	$65,000	—

2025 property taxes (current owner): $3,368/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$379,000

Price / Sq Ft$177

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,142

Acres0.20 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Other

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address3309 Willowleaf Lane, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionHyland Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size8,712 sq ft

Parcel Number15052500933800670

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Other

Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup