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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·109 days on market

7103 Wendy Circle

Jacksonville, FL 32211

$224,999$149/sqftEst. $1,246/moMLS# 2152020
3
Beds
1
Baths
1,507
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This well-cared-for home in a quiet neighborhood in Arlington sits on a great corner lot with 2 custom sheds. The extra square footage and huge utility room make this an easy conversion to a 3/2, 4/2, or added guest suite for a buyer with the right vision, and two custom sheds offer excellent storage. While this home is being sold as-is, most of the heavy lifting has been done already, boasting updated features including customer designer wood countertops in the kitchen and bathroom, an updated 50-year roof, brand new HVAC inside and out, updated flooring, and a powerful tankless water heater. This property offers strong potential for a buyer who wants added space and flexibility without starting from scratch. The layout, corner lot, and storage options make it especially appealing for someone looking for room to expand or reconfigure.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$913/yr · $76/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,999
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,504 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$149,878$25,000—
2024$141,756$25,000—
2023$150,542$25,000▲ $15,342
2022$130,747$25,000—
2021$102,828$25,000—
2020$92,932$25,000▲ $6,857

2025 property taxes (current owner): $913/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7111 Zona Avenue, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$250,000$2023/21,23740.4
400 Cranes Landing Court, Jacksonville, FL 32216Listed by EXP REALTY LLCOct 2026$290,000$1923/21,5142150.5
261 Glynlea Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPSep 2026$230,000$1673/11,37750.6
459 Tabor Drive S, Jacksonville, FL 32216Listed by ERA ONETEAM REALTYSep 2026$285,000$2104/21,358690.6
7926 Jasper Avenue, Jacksonville, FL 32211Listed by LOKATIONSep 2026$170,000$1453/21,16900.7
681 Mickler Road, Jacksonville, FL 32211Listed by BOLD & SOLD LLCSep 2026$345,000$1823/21,89880.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,999
Price / Sq Ft$149
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,507
Total Structure Area1,740 sq ft
Acres0.19 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address7103 Wendy Circle, Jacksonville, FL 32211
Area041-Arlington
SubdivisionTidewater Acres
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size8,276.4 sq ft
Parcel Number1449970000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Kitchen Island
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Porch
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJune 24, 2026
Days on Market2
Tax Amount$912.72
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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