Sold·Closed Sep 5, 2026·105 days on market
111 Wateroak Road
Satsuma, FL 32189
About this home
Satsuma
Bring your toothbrush--everything else is already here waiting for you! This practically brand-new 2025 mobile home offers effortless living with all appliances included and being sold fully furnished--just move in and start enjoying. Situated on nearly half an acre, this unique property includes two lots, giving you extra space, flexibility, and value. The additional parcel is cleared and ready, complete with a gated fence and a 200-amp power pole--ideal for building a second home, accommodating family, or storing your outdoor toys. Inside, you'll find thoughtful upgrades like crown molding and textured drywall throughout the main living areas, adding a modern, finished feel. Step outside to enjoy peaceful mornings on the screened porch, offering 128' of outdoor living space and unwind in the evenings by the firepit--perfect for relaxing or entertaining.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,107/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 5, 2026Closed$189,900
- Aug 25, 2026Pending$189,900
- Aug 5, 2026Active Under Contract$189,900
- Apr 22, 2026Listed$189,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 133 Sportsman Road, Satsuma, FL 32189Listed by TEAM FLORIDA REALTY SERVICES INC | Jun 2026 | $140,000 | $179 | 2/2 | 784 | 119 | 0.1 |
| 101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $191,000 | $207 | 3/2 | 924 | 69 | 0.2 |
| 104 Waterway Avenue, Satsuma, FL 32189Listed by CW REALTY | Jun 2026 | $247,000 | $238 | 3/2 | 1,040 | 38 | 0.2 |
| 140 Coolwater Avenue, Satsuma, FL 32189Listed by NON MLS (realMLS) | Jun 2026 | $174,000 | $181 | 2/2 | 960 | 1 | 0.5 |
| 105 Leisurely Avenue, Satsuma, FL 32189Listed by EAGLES WORLD REALTY, INC | Dec 2025 | $60,000 | $63 | 2/2 | 960 | 42 | 0.5 |
| 773 San Mateo Road, Satsuma, FL 32189Listed by WATSON REALTY CORP | Apr 2025 | $50,000 | $60 | 2/1 | 834 | 18 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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