Sold·Closed Aug 14, 2026·16 days on market
45 Mint Circle
Middleburg, FL 32068
About this home
Middleburg
Situated on a beautiful **2.47-acre lot**, this updated 4-bedroom, 2-bath home offers the perfect blend of modern finishes and peaceful country living. Inside, you'll find vaulted ceilings that create an open, spacious feel, along with a beautifully renovated kitchen featuring custom cabinetry, stainless steel appliances, and stylish finishes throughout. The updated bathrooms and thoughtful design make this home move-in ready from day one. Beyond the interior, the acreage is what truly sets this property apart. With **2.47 acres of privacy and room to grow**, you'll have plenty of space for outdoor living, recreation, a workshop, animals, or simply enjoying the peaceful surroundings. Major updates include newer windows (2018-2019), a water filtration system (2018), HVAC system and ductwork (approximately 2017), and durable Hardie board siding for long-lasting appeal and low maintenance. This is a rare opportunity to own an updated home with acreage in the heart of Middleburg.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,619 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $216,609 | $111,089 | — |
| 2024 | $210,316 | $107,251 | — |
| 2023 | $202,563 | $102,671 | — |
| 2022 | $183,682 | $98,225 | — |
| 2021 | $143,908 | $93,908 | — |
| 2020 | $128,907 | $128,907 | — |
2025 property taxes (current owner): $2,214/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 15, 2026Closed$385,000
- Jun 23, 2026Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 48 Horsetail Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORP | May 2026 | $400,000 | $230 | 4/2 | 1,736 | 2 | 0.3 |
| 128 Sesame Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $310,000 | $181 | 3/2 | 1,716 | 36 | 0.4 |
| 212 N Mimosa Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $430,000 | $225 | 3/2 | 1,910 | 2 | 0.5 |
| 4395 Cotton Gin Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $419,633 | $233 | 3/2 | 1,801 | 51 | 0.6 |
| 156 Horsetail Avenue, Middleburg, FL 32068Listed by REALTY MASTERS, INC. | Aug 2026 | $164,900 | $113 | 3/2 | 1,464 | 177 | 0.7 |
| 60 Plankton Avenue, Middleburg, FL 32068Listed by EAST COAST REALTY | Sep 2026 | $239,900 | $148 | 3/2 | 1,620 | 60 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HASSLE-FREE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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