This home is in St. Johns — a home near Bartram Trail High School.
Active·46 days on market
505 Rittburn Lane
St. Johns, FL 32259
About this home
St. Johns
Welcome to 505 Rittburn Lane in the heart of St. Johns, Florida! Built by Richmond American in 2019 and located in a desirable CDD-free community, this pool home offers 2,877 square feet of living space with 4 bedrooms, 3.5 bathrooms, a dedicated first-floor office, and a 3-car garage. The kitchen is designed for both everyday living and entertaining, featuring natural gas cooking, double ovens, abundant counter space, a butler's pantry, and a large walk-in pantry. The open floor plan flows seamlessly to the oversized covered lanai, where you'll enjoy views of the pool, spa and private oasis backyard. Upstairs, you'll find all four bedrooms and three full bathrooms, providing flexibility for families and guests. The oversized driveway and 3-car garage offer ample parking and storage, perfect for multi-generational living or growing families. This move-in-ready home offers the perfect combination of location, privacy and lifestyle. 50 min to Jax Airport & 30 to Mickler's Beach.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $675,000 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $559,834 | $559,834 | — |
| 2024 | $553,402 | $553,402 | — |
| 2023 | $528,494 | $329,518 | — |
| 2022 | $428,241 | $318,464 | — |
| 2021 | $343,956 | $276,016 | — |
| 2020 | $321,515 | $271,515 | — |
2025 property taxes (current owner): $7,239/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,717 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 3, 2026Price change$675,000−$15,000
- Jul 13, 2026Price change$690,000−$10,000
- Jul 8, 2026Price change$700,000−$15,000
- Jun 23, 2026Listed$715,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines