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Sold

Sold·Closed Jun 22, 2026·0 days on market

1070 State Road 20

Interlachen, FL 32148

$342,000sold priceListed at $342,000 · 100% of asking$272/sqftMLS# 2151762
2
Beds
2
Baths
1,256
Sq Ft
1979
Built
1
Garage
No
Pool
No HOA0.73 acresWaterfrontSingle Family Residence1 story

About this home

Interlachen

**For comparable purposes**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,894
Estimated total, before insurance$1,894/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,769/yr · $231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$342,000
$68,400
Loan Term
Monthly Payment
$1,894
Principal & Interest: $1,894
Insurance (est.): $228
Estimated Total Monthly
$2,122
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,769/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $272/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Crestwood Drive, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$232,000$1662/21,4001490.9
221 Maltas Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$180,000$1423/21,2643531.5
121 Lynnwood Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPMay 2026$170,000$1490/21,144171.6
133 Reaves Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCApr 2026$85,000$893/2960571.7
133 Reaves Avenue, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCJul 2025$55,000$573/296021.7
112 Palmer Drive, Interlachen, FL 32148Listed by BEACH STATE REALTYJun 2026$140,000$1522/1924121.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$342,000
Price / Sq Ft$272
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,256
Acres0.73 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1070 State Road 20, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMirror Lake Beaches
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size31,798.8 sq ft
Lot Dimensions.70
Parcel Number141024592000400060

Amenities

UtilitiesElectricity Connected
Water SourceWell
ParkingGarage
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 22, 2026
Days on Market0
Tax Amount$2,768.84
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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