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Sold

Sold·Closed Apr 10, 2026·225 days on market

126 Mirror Lake Drive

Interlachen, FL 32148

$100,000sold priceListed at $120,000 · 83.3% of asking$62/sqftMLS# 2101906
2
Beds
2
Baths
1,620
Sq Ft
1992
Built
—
Garage
No
Pool
No HOA0.69 acresWaterfrontManufactured Home1 story

About this home

Interlachen

Waterfront property on beautiful Mirror Lake! This manufactured home is being sold AS-IS and has been fully prepared for renovation, with the interior completely gutted and ready for your custom floor plan. Whether you're looking for a hands-on DIY project, a personal lakefront retreat, or a vacation home with short-term rental potential, this property offers endless possibilities. Property features well and septic, with city water also available. Enjoy serene lake views and the opportunity to create a space tailored to your vision. AS-IS. Entry into the mobile home is at buyer's risk. Stairs are unsafe.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
Estimated total, before insurance$554/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,088/yr · $174/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Insurance (est.): $67
Estimated Total Monthly
$621
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,088/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $74/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1070 State Road 20, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$342,000$2722/21,25600.2
131 Cherokee Drive, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCNov 2025$224,900$1873/21,205450.2
133 Cherokee Drive, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCNov 2025$225,000$1873/21,205320.2
115 Crestwood Drive, Interlachen, FL 32148Listed by DUCK REALTY INCJul 2026$230,000$1353/21,7071560.6
412 64th Street, Interlachen, FL 32148Listed by TEAM FLORIDA REALTY SERVICES INCJun 2026$95,000$552/21,720310.6
105 Crestwood Drive, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$232,000$1662/21,4001490.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$74
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres0.69 acres
Year Built1992
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address126 Mirror Lake Drive, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMirror Lake Beaches
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size30,056.4 sq ft
Parcel Number111024592000100130

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingOff Street
ViewLake
Waterfront TypeLake Front

Interior

AppliancesNone, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 30, 2026
Days on Market225
Tax Amount$2,087.87
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Sold by: IHEART REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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