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Sold

Sold·Closed Nov 21, 2025·45 days on market

131 Cherokee Drive

Interlachen, FL 32148

$224,900sold priceListed at $224,900 · 100% of asking$187/sqftMLS# 2108699
3
Beds
2
Baths
1,205
Sq Ft
2025
Built
—
Garage
No
Pool
No HOA14,810 sqft lotSingle Family Residence1 storyNew construction

About this home

Interlachen

Welcome to your brand-new dream home in the heart of Interlachen, Florida! This beautifully crafted 3-bedroom, 2-bathroom residence offers just over 1,200 square feet of thoughtfully designed living space, perfect for families, first-time buyers, or anyone looking to enjoy low-maintenance, modern living. Situated on a spacious .33-acre lot, you'll have room to breathe and grow whether it's gardening, entertaining, or simply relaxing in your own backyard oasis. Inside, you'll find a bright and open floor plan, featuring a modern kitchen with quality finishes, a comfortable living area, and a private primary suite with its own en-suite bathroom. Every detail has been considered for comfort and convenience. Turnkey and move-in ready. Located just minutes from local shops, schools, and Interlachen's beautiful lakes and natural surroundings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Estimated total, before insurance$1,246/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,900
$44,980
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Insurance (est.): $150
Estimated Total Monthly
$1,396
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $84/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
133 Cherokee Drive, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCNov 2025$225,000$1873/21,205320
1070 State Road 20, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$342,000$2722/21,25600.4
105 Crestwood Drive, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$232,000$1662/21,4001490.5
109 Lake Ida Point Drive, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCMay 2026$55,000$623/1888860.9
105 Rachel Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Apr 2026$125,000$1303/1960331
119 Walter Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCMar 2026$149,900$1462/21,027281.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,900
Price / Sq Ft$187
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,205
Acres0.34 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address131 Cherokee Drive, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMirror Lake Beaches
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size14,810.4 sq ft
Parcel Number111024592000300060
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

RoofMetal
Road SurfaceDirt
Road FrontageUnimproved

Additional Information

Date ListedSeptember 13, 2025
Days on Market45
Tax Amount$83.71
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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