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Active Under Contract

Active Under Contract·65 days on market

12291 Lawson Creek Drive

Jacksonville, FL 32218

$319,900$83/sqftEst. $1,643/moMLS# 2151456

Beds

Baths

3,849

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Home back on the market. Multiple offers received. submit your highest and best offer by 7/15/26 at noon. Don't miss this incredible opportunity! Situated on a desirable corner lot, this expansive 4-bedroom, 2.5-bath home offers more than 3,800 square feet of thoughtfully designed living space in a sought-after neighborhood and one of the largest yards in the community. Inside, you'll find a versatile floor plan featuring a private office, formal living room, formal dining room, and a convenient butler's pantry. The spacious eat-in kitchen serves as the heart of the home, offering plenty of room for everyday meals and entertaining. Upstairs, the oversized loft is equipped with surround sound and provides the perfect space for a media room or game room. Conveniently located near I-295, shopping centers, restaurants, and everyday amenities, this property presents a rare opportunity to purchase a large home in a fantastic location at an exceptional value. Short sale approval requi

Cost to own

Mortgage calculator

Home Price

$319,900

Down Payment: 20%

$63,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,643

Principal & Interest: $1,643

Property taxes (est.): $522

Insurance (est.): $213

Estimated Total Monthly

$2,379

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,643

Property taxesest. at asking price, Duval County$522

HOAbilled annually$53

Estimated total, before insurance$2,218/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,799/yr · $317/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$374,805	$184,334	—
2024	$365,800	$178,432	—
2023	$380,096	$171,779	—
2022	$326,862	$165,320	—
2021	$259,328	$159,049	—
2020	$260,108	$156,163	▲ $22,503

2025 property taxes (current owner): $3,799/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Active Under Contract$319,900
Jul 10, 2026Active$319,900
Jun 19, 2026Listed$319,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$319,900

Price / Sq Ft$83

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage3,849

Acres0.55 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address12291 Lawson Creek Drive, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionDunns Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size23,958 sq ft

Parcel Number1067410265

Amenities

AmenitiesPool, Park, Playground

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories2

LevelsMulti/Split, Two

LaundryIn Unit, Washer Hookup