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This home is in Jacksonville.

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Active Under Contract

Active Under Contract·19 days on market

12291 Lawson Creek Drive

Jacksonville, FL 32218

$319,900$83/sqftEst. $1,703/moMLS# 2151456
4
Beds
2
Baths
3,849
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Jacksonville

Multiple offers received. Please submit your highest and best offer by 6/25/26 at 6:00 PM. Don't miss this incredible short sale opportunity! Situated on a desirable corner lot, this expansive 4-bedroom, 2.5-bath home offers more than 3,800 square feet of thoughtfully designed living space in a sought-after neighborhood and one of the largest yards in the community. Inside, you'll find a versatile floor plan featuring a private office, formal living room, formal dining room, and a convenient butler's pantry. The spacious eat-in kitchen serves as the heart of the home, offering plenty of room for everyday meals and entertaining. Upstairs, the oversized loft is equipped with surround sound and provides the perfect space for a media room or game room. Conveniently located near I-295, shopping centers, restaurants, and everyday amenities, this property presents a rare opportunity to purchase a large home in a fantastic location at an exceptional value. Short sale approval required.

Cost to own

Mortgage calculator

$319,900
$63,980
Loan Term
Monthly Payment
$1,703
Principal & Interest: $1,703
Est. Taxes & Insurance: $426
Estimated Total Monthly
$2,128
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,703
Property taxesest. at asking price, Duval County$522
HOAbilled annually$53
Estimated total, before insurance$2,277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$374,805$184,334

2025 property taxes (current owner): $3,799/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 19, 2026Listed$319,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$319,900
Price / Sq Ft$83
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,849
Acres0.55 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12291 Lawson Creek Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionDunns Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size23,958 sq ft
Parcel Number1067410265

Amenities

AmenitiesPool, Park, Playground
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsMulti/Split, Two
LaundryIn Unit, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026
Days on Market10
HOA Fees$630 / Annually
HOA FrequencyAnnually
Tax Amount$3,799.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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