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Sold

Sold·Closed Aug 11, 2026·35 days on market

8330 NW 188 Street

Starke, FL 32091

$325,000sold priceListed at $335,000 · 97% of asking$215/sqftMLS# 2151016
3
Beds
2
Baths
1,515
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.28 acresSingle Family Residence1 storyNew construction

About this home

Starke

Welcome to this stunning brand-NEW CONSTRUCTION nestled on 1+ unrestricted acres. This move-in ready 3-bedroom, 2-bathroom home was designed with modern living in mind, offering a bright and open floorplan that effortlessly blends style and functionality. The living room impresses with a soaring sense of space, while the kitchen delivers where it counts -- quartz countertops and brand-new appliances make cooking and entertaining a pleasure. The private owner's suite serves as a true sanctuary, and the covered back lanai brings the living space outdoors, perfect for embracing the Florida lifestyle year-round. With a 2-car garage, no HOA, and no CDD, there's room for your boat, RV, and everything in between! Perfectly positioned just outside central Starke, with easy reach to JAX, Camp Blanding, Gainesville, and scenic state parks -- all with convenient access to major roadways. Backed by a builder's warranty and ready for you to call home. *Photos virtually enhaced with grass.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Estimated total, before insurance$1,800/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Insurance (est.): $217
Estimated Total Monthly
$2,017
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,620 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Closed$335,000
  • Aug 6, 2026Pending$335,000
  • Jul 22, 2026Active Under Contract$335,000
  • Jun 17, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8344 NW 188 Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYAug 2026$355,000$1973/21,800410
19292 NW 84th Avenue, Starke, FL 32091Listed by FAULKNER REALTY, INC.Jun 2025$155,000$1353/11,150490.6
9910 W State Road 100, Starke, FL 32091Listed by CW REALTYJul 2026$449,900$3213/21,400891.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$335,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,515
Acres1.28 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address8330 NW 188 Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size55,756.8 sq ft
Parcel Number00679-0-00504

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
RoofShingle

Additional Information

Date ListedJune 17, 2026
Days on Market35
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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