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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·116 days on market

17454 NW 37th Place

Starke, FL 32091

$295,000$188/sqftEst. $1,634/moMLS# 2150945
↓ $19,900 below original list
4
Beds
2
Baths
1,568
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4.13 acresManufactured Home1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Starke

**SELLER OFFERING SEMI LOAD OF SOD WITH ACCEPTED OFFER** Welcome home to country living at its finest! This brand-new 2026 double-wide mobile home offers 4 spacious bedrooms, 2 full bathrooms, and sits on a beautiful 4.13-acre wooded lot in rural Bradford County. Surrounded by mature trees, this property provides the privacy and peaceful setting you've been searching for while still offering plenty of room to enjoy the outdoors. Inside, you'll find an open-concept floor plan designed for modern living, featuring a large kitchen with a center island, abundant cabinet space, and a seamless flow into the living and dining areas perfect for entertaining family and friends. The split-bedroom layout offers privacy for the primary suite, while three additional bedrooms provide flexibility for guests, a home office, or growing families.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Estimated total, before insurance$1,634/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Insurance (est.): $197
Estimated Total Monthly
$1,831
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,173 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Price change$295,000−$10,000
  • Jul 30, 2026Price change$305,000−$4,900
  • Jul 14, 2026Price change$309,900−$5,000
  • Jun 16, 2026Listed$314,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
17376 NW 36th Avenue, Starke, FL 32091Listed by RE/MAX SPECIALISTSJul 2026$65,000$564/11,152710.2
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184331.1
762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INCApr 2026$150,000$1253/11,1994921.4
16165 NE 27th Place, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYSep 2026$165,000$1223/21,35211.7
627 Francis Street, Starke, FL 32091Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$174,900$1533/11,142481.8
201 Alvarez Street, Starke, FL 32091Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$249,000$2083/21,200131.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$188
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres4.13 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address17454 NW 37th Place, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size179,902.8 sq ft
Parcel Number02199000200

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch
RoofShingle
ConstructionVinyl Siding

Additional Information

Date ListedJune 17, 2026
Days on Market107
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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