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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·113 days on market

311 W Ashley Street 1602

Jacksonville, FL 32202

$119,900$209/sqftEst. $656/moMLS# 2150886
↓ $18,000 below original list
1
Beds
1.5
Baths
573
Sq Ft
1949
Built
—
Garage
No
Pool
FEMA Zone XHOA $544/moCondominium1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautifully Remodeled 1 Bed/1 Bath Condo in the Heart of Downtown Jacksonville! Discover urban living at its finest in this stunning 1-bedroom, 1-bath condo located on the 16th floor of a 17-story building. This unit has been completely remodeled, offering modern finishes and a spa-like bathroom. Enjoy breathtaking views of the city and river, making every moment at home a delight. Key Features: - Completely Remodeled: Most everything is new, providing a fresh and contemporary feel. - Washer/Dryer Hookup: One of the few units in the building with this convenient feature. - Electric Fireplace: Cozy up in style with a new electric fireplace. - Prime Location: Situated in the center of Jacksonville's Gateway Jax redevelopment corridor, surrounded by new construction and urban amenities. One block from Publix under construction Offered at $137,900, this condo is a rare find in a vibrant, growing community. Don't miss your chance to own a piece of downtown Jacksonville!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$656
Property taxesest. at asking price, Duval County$196
HOAbilled monthly$544
Estimated total, before insurance$1,396/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,773/yr · $148/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$119,900
$23,980
Loan Term
Monthly Payment
$656
Principal & Interest: $656
Property taxes (est.): $196
Insurance (est.): $80
Estimated Total Monthly
$932
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$92,950$92,950▼ $15,950
2024$108,900$86,381—
2023$108,900$78,529—
2022$83,050$71,390—
2021$64,900$64,900—
2020$64,900$64,900—

2025 property taxes (current owner): $1,773/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Pending$119,900
  • Jul 13, 2026Price change$119,900−$18,000
  • Jun 16, 2026Listed$137,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$119,900
Price / Sq Ft$209
Bedrooms1
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage573
Year Built1949
TypeResidential
Sub-TypeCondominium
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address311 W Ashley Street 1602, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionResidences At City Place
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Parcel Number0739030392

Amenities

UtilitiesCable Available, Electricity Connected
Water SourcePublic
ParkingOn Street

Interior

AppliancesDishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 16, 2026
Days on Market115
HOA Fees$544 / Monthly
HOA FrequencyMonthly
Tax Amount$1,773.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOWEST FEE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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