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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

311 W Ashley Street 1206

Jacksonville, FL 32202

$106,000$232/sqftEst. $580/moMLS# 2167965
1
Beds
1
Baths
456
Sq Ft
1949
Built
—
Garage
No
Pool
FEMA Zone XHOA $440/moCondominium12 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Enjoy city living with gorgeous views from this cozy 12th-floor condo in the heart of downtown Jacksonville! Located in the City Place building, this 1-bedroom, 1-bath residence offers 456 square feet of comfortable living space. The building features secured key-fob entry, elevator access, a fitness room, and a ground-floor laundry facility. Just minutes from the Jaguars stadium, this condo puts you close to the excitement of downtown. Whether you're looking for a place to call home or a convenient city retreat, this condo awaits you. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$580
Property taxesest. at asking price, Duval County$173
HOAbilled monthly$440
Estimated total, before insurance$1,193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$106,000
$21,200
Loan Term
Monthly Payment
$580
Principal & Interest: $580
Property taxes (est.): $173
Insurance (est.): $71
Estimated Total Monthly
$824
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,595 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 5, 2026Listed$106,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$106,000
Price / Sq Ft$232
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage456
Total Structure Area456 sq ft
Year Built1949
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address311 W Ashley Street 1206, Jacksonville, FL 32202
Area073-Downtown Jacksonville-Northbank
SubdivisionResidences At City Place
CityJacksonville
CountyDuval
StateFL
Zip Code32202
Parcel Number073903 0318

Amenities

UtilitiesElectricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories12
SecurityKey Card Entry

Additional Information

Date ListedOctober 6, 2026
Days on Market0
HOA Fees$440 / Monthly
HOA FrequencyMonthly
HOA NameCommunity Management Concept of Jacksonville, Inc
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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