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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 25, 2026·39 days on market·Recent sales in Jacksonville

6542 Zora Street

Jacksonville, FL 32219

$241,500sold priceListed at $235,000 · 102.8% of asking$161/sqftMLS# 2150773
3
Beds
2
Baths
1,502
Sq Ft
1955
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Looking for a great deal on a home? At 239k, this property is one of the best values on the market! Beautiful concrete block home offering 3 bedrooms, 2 bathrooms and approximately 1,502 sq/ft of comfortable living space. Situated on a spacious 100x100 lot (.23 acre) in a quite, established neighborhood. This property combines solid construction with major updates for peace of mind. New Roof and New AC system less than 1 year old. All plumbing and electrical updated. Enjoy convenient access to I-295 and the interstate while still tucked away in a peaceful setting. A wonderful opportunity to own a well-maintained home with room to relax, entertain, and grow.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,338
Property taxesest. at asking price, Duval County$394
Estimated total, before insurance$1,732/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,225/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$241,500
$48,300
Loan Term
Monthly Payment
$1,338
Principal & Interest: $1,338
Property taxes (est.): $394
Insurance (est.): $161
Estimated Total Monthly
$1,893
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$161,422$159,395▲ $7,329
2024$154,361$144,905▼ $955
2023$162,148$131,732—
2022$155,058$119,757—
2021$122,431$108,870▲ $5,430
2020$113,030$98,973▲ $14,368

2025 property taxes (current owner): $3,225/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$235,000
  • Jul 24, 2026Active Under Contract$235,000
  • Jun 15, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6894 Barney Road, Jacksonville, FL 32219Listed by CRYSTAL CLEAR REALTY, LLCOct 2026$294,000$1623/21,8132020.5
3543 Mildred Way, Jacksonville, FL 32254Listed by WJH BROKERAGE FL LLCSep 2026$255,000$1753/21,4553230.9
5806 Pickettville Road, Jacksonville, FL 32254Listed by ERA ONETEAM REALTYSep 2026$165,000$1402/1.51,178430.9
5842 Pickettville Road, Jacksonville, FL 32254Listed by MOMENTUM REALTYSep 2026$179,000$1604/21,120390.9
7589 John F Kennedy Drive W, Jacksonville, FL 32219Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$219,000$1623/21,350551.1
6219 Moncrief Road W, Jacksonville, FL 32219Listed by JWB REALTY LLCSep 2026$195,000$1643/21,188841.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,502
Acres0.23 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address6542 Zora Street, Jacksonville, FL 32219
Area074-Paxon
SubdivisionPaxon
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size10,018.8 sq ft
Lot Dimensions100 x 100
Parcel Number0035630000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Circular Driveway, Off Street

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Lights

Exterior

Lot DescriptionCleared
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 15, 2026
Days on Market39
Tax Amount$3,224.71
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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