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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a golf course home in Jacksonville.

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Active

Active·68 days on market

10905 Stanton Hills Drive E

Jacksonville, FL 32222

$354,000$183/sqftEst. $1,818/moMLS# 2150606
4
Beds
2
Baths
1,932
Sq Ft
2009
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to the Trails at Bent Creek Golf Community. This well-maintained 4-bdrm, 2-bthrm home offers 1,932 sqft on a large, fenced lot within a golf course community featuring manicured surroundings, a community pool, and no monthly membership fees. Step inside to find a clean, move-in ready home with a layout that lives larger than the square footage suggests. The kitchen features solid Corian countertops and a full suite of stainless-steel Maytag appliances. 4 bedrooms offer flexibility, a home office, guest room, or space to spread out. Additional highlights include a wood-burning fireplace, indoor laundry, and 2-car garage. What sets this home apart is the community. Bent Creek is one of Jacksonville's top golf values and is adding a brand-new 35-bay TopTracer driving range, easy access to I-295, I-10, NAS Jax, shopping, and top-rated schools. Schedule your showing today!

Cost to own

Mortgage calculator

$354,000
$70,800
Loan Term
Monthly Payment
$1,818
Principal & Interest: $1,818
Property taxes (est.): $578
Insurance (est.): $236
Estimated Total Monthly
$2,632
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,818
Property taxesest. at asking price, Duval County$578
HOAbilled annually$42
Estimated total, before insurance$2,438/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,130/yr · $261/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$287,160$146,592
2024$280,954$141,613 $5,047
2023$297,880$135,887
2022$262,872$134,828 $19,579
2021$198,029$129,431
2020$192,577$126,947 $7,500

2025 property taxes (current owner): $3,130/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Price change$354,000$5,000
  • Jun 15, 2026Listed$359,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$354,000
Price / Sq Ft$183
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,932
Acres0.19 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address10905 Stanton Hills Drive E, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionTrails At Bent Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size8,276.4 sq ft
Parcel Number0154490935
ZoningSingle Family

Amenities

AmenitiesPool, Golf Course, Park, Playground
UtilitiesCable Available, Electricity Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 15, 2026
Days on Market58
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$3,129.86
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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