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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 28, 2026·47 days on market

24 Windmill Palm Way

Palm Coast, FL 32164

$475,000sold priceListed at $479,990 · 99% of asking$172/sqftMLS# 2150545
4
Beds
3
Baths
2,754
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $33/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

A spacious foyer is ready for you to greet your friends and family in the Boca A. Just off of if is a home office or formal living area. Beyond the entryway is the dining room leading into the open great room and roomy chef's kitchen complete with a spacious island and excellent walk-in pantry. The home features three additional bedrooms,, and an amazing primary retreat with an oversized bedroom with bay window to enjoy your morning beverage, bath with a soaking tub and step in shower completed with an large walk in closet. Enjoy quiet evenings on your private lanai.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
HOAbilled annually$33
Estimated total, before insurance$2,664/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,479/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Insurance (est.): $317
Estimated Total Monthly
$2,948
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,516 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,479/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 29, 2026Closed$479,990
  • Jul 31, 2026Pending$479,990
  • Jul 27, 2026Price change$479,990−$1,000
  • Jun 14, 2026Listed$480,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
27 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$439,990$1764/32,4932070
30 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$470,000$1435/33,28500
22 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$500,000$1525/33,285830
23 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$469,990$1714/32,754920
28 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$474,990$1614/42,945520
8 Dilly Court, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTYJun 2026$344,990$1594/2.52,168820.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,990
Price / Sq Ft$174
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,754
Total Structure Area3,100 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address24 Windmill Palm Way, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Trace
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2912312965000003880
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Jogging Path, Pickleball
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear, Zero Lot Line
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame, Stucco, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 14, 2026
Days on Market47
HOA Fees$393 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,479.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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