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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·120 days on market

8151 Mariner Street

Jacksonville, FL 32220

$165,000$231/sqftEst. $914/moMLS# 2150414
↓ $5,000 below original list
2
Beds
1
Baths
714
Sq Ft
1956
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This NEWLY RENOVATED 2 bedroom 1 bathroom home has been thoughtfully updated from top to bottom. A perfect move in ready home, it's just waiting for you! The fully fenced in yard offers exceptional privacy, while the inviting front porch is the perfect spot to relax with your morning coffee! Step inside and discover a stunning brand-new kitchen that features modern appliances, countertops, and fresh cabinetry. The home displays a modern and airy feel giving you a breath of fresh air. Both bedrooms are generously sized, offering a comfortable living space. Major updates including a NEW roof, NEW HVAC system, and NEW water heater. With all the big-ticket items already taken care of, all that's left to do is move in. Call the agent with any questions, and schedule your tour today!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, Duval County$269
Estimated total, before insurance$1,183/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,293
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 7, 2026Price change$165,000−$5,000
  • Jun 12, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8111 Hammond Boulevard, Jacksonville, FL 32220Listed by INI REALTYAug 2026$170,000$1922/188480.1
8551 Oglesby Avenue, Jacksonville, FL 32220Listed by CB ISAAC REALTYJul 2026$188,000$2102/1896431.3
8876 Old Plank Road, Jacksonville, FL 32220Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$102,000$1312/277631.3
22 Monte Street, Jacksonville, FL 32254Listed by GREEN PALM REALTY & PROPERTY MANAGEMENTAug 2026$82,000$1023/1804481.6
9034 Crystal Springs Road, Jacksonville, FL 32221Listed by JPAR CITY AND BEACHFeb 2026$150,000$2212/16801361.6
6848 Lenox Avenue, Jacksonville, FL 32205Listed by LINWARD REALTY, LLCSep 2026$105,000$1153/2910162.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$165,000
Price / Sq Ft$231
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage714
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8151 Mariner Street, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionMarietta
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Parcel Number0061170030

Amenities

UtilitiesElectricity Available, Water Connected
Water SourcePublic
ParkingAssigned, Attached

Interior

AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingElectric
# of Stories1
LevelsOne

Additional Information

Date ListedJune 12, 2026
Days on Market87
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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