This home is in Jacksonville.
Sold·Closed Jul 20, 2026·8 days on market·Recent sales in Jacksonville
5404 Floral Avenue
Jacksonville, FL 32211
About this home
Jacksonville
Opportunity awaits at this classic brick home nestled on a spacious corner lot in one of the area's most desirable established neighborhoods. Built in 1956, this home features 4 bedrooms, 2.5 baths, original wood flooring, a welcoming living room and seperate family room offering plenty of space for gathering and entertaining. The expansive corner lot offers ample parking behind the home and plenty of room to enjoy outdoor living. Located just minutes from downtown and only 25 minutes to the beach, you'll love the convenience of the neighborhood known for its beautiful homes, mature landscape and proximity to the river. Whether you're searching for a forever home or a property with room to add value, this one is full of potential and ready for its next chapter.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,625 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $301,091 | $301,091 | — |
| 2024 | $278,849 | $278,849 | — |
| 2023 | $284,586 | $284,586 | ▲ $14,290 |
| 2022 | $260,021 | $220,921 | ▲ $22,825 |
| 2021 | $200,838 | $200,838 | — |
| 2020 | $190,295 | $190,295 | ▲ $11,830 |
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$330,000
- Jun 12, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $132/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5405 Weller Avenue, Jacksonville, FL 32211Listed by WATSON REALTY CORP | Sep 2026 | $260,000 | $116 | 3/2.5 | 2,242 | 14 | 0.1 |
| 5420 Grove Avenue, Jacksonville, FL 32211Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $351,200 | $172 | 3/2.5 | 2,042 | 7 | 0.1 |
| 5542 Galewind Lane, Jacksonville, FL 32211Listed by EXP REALTY LLC | Jul 2026 | $324,600 | $142 | 3/2 | 2,293 | 97 | 0.2 |
| 351 University Boulevard N, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $325,000 | $174 | 3/2 | 1,873 | 81 | 0.4 |
| 5741 Floral Avenue, Jacksonville, FL 32211Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $415,000 | $198 | 4/3 | 2,095 | 10 | 0.4 |
| 5414 Playa Way, Jacksonville, FL 32211Listed by TU FAMILIA REAL ESTATE | Jul 2026 | $319,000 | $141 | 4/2 | 2,264 | 36 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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