Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·49 days on market

804 Nottage Hill Street

St. Johns, FL 32259

$644,000$241/sqftEst. $3,284/moMLS# 2150230

Beds

Baths

2,670

Sq Ft

2010

Built

Garage

Pool

About this home

St. Johns

This meticulously maintained 4-bedroom, 3-bath home offers 2,670 square feet of living space and is located in the estate community of The Colony at Greenbriar in desirable St. Johns County. From the moment you arrive, you'll appreciate the pride of ownership and numerous updates including a new roof, new air-conditioning unit, and new water heater which provides peace of mind for years to come. The heart of the home is the gourmet kitchen, featuring beautiful cabinetry, premium Cafe appliances, and generous workspace, making it ideal for both everyday living and entertaining. The open-concept layout connects the kitchen to the spacious family and dining areas, creating an inviting atmosphere for gatherings with family and friends. One of the home's standout features is the expansive patio room, offering year-round enjoyment with removable windows that allow you to embrace the outdoors while remaining protected from the elements. This versatile space is perfect for morning coffee

Cost to own

Mortgage calculator

Home Price

$644,000

Down Payment: 20%

$128,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,284

Principal & Interest: $3,284

Property taxes (est.): $857

Insurance (est.): $429

Estimated Total Monthly

$4,570

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,284

Property taxesest. at asking price, St. Johns County$857

HOAbilled quarterly$152

Estimated total, before insurance$4,292/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,024/yr · $585/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$537,002	$461,611	—
2024	$526,509	$419,646	—
2023	$478,642	$381,496	—
2022	$422,162	$346,815	—
2021	$315,286	$315,286	—
2020	$299,285	$299,285	—

2025 property taxes (current owner): $7,024/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 11, 2026Price change$644,000−$5,000
Jun 12, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$644,000

Price / Sq Ft$241

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,670

Acres0.25 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address804 Nottage Hill Street, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionThe Colony At Greenbriar

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,890 sq ft

Parcel Number0017510600

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected, Propane

SewerPublic Sewer

Water SourceWell

ParkingAttached, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Microwave, Refrigerator, Water Softener Rented

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceNo

# of Fireplaces0

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

SecuritySecurity System Leased, Smoke Detector(s)