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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Jacksonville.

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Active·98 days on market·Settlers Landing

8133 Morristown Trail

Jacksonville, FL 32244

$262,000$191/sqftEst. $1,387/moMLS# 2150157
3
Beds
2
Baths
1,370
Sq Ft
1987
Built
2
Garage
No
Pool

About this home

Settlers Landing

This updated Settlers Landing home is truly move-in ready, offering comfort and style. With durable LVP flooring, a modern kitchen with quartz countertops and stainless steel appliances, and an updated primary bathroom. This 3-bedroom, 2-bathroom layout provides a functional and welcoming space for any lifestyle. A screened patio overlooks the fully fenced backyard, creating the perfect spot for relaxing, entertaining, or giving pets room to play. The 2-car garage adds convenience and storage. Convenient to shopping, restaurants, and I-295 for an easy commute.

Cost to own

Mortgage calculator

$262,000
$52,400
Loan Term
Monthly Payment
$1,387
Principal & Interest: $1,387
Property taxes (est.): $428
Insurance (est.): $175
Estimated Total Monthly
$1,990
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,387
Property taxesest. at asking price, Duval County$428
HOAbilled annually$13
Estimated total, before insurance$1,829/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,112/yr · $343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $250,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$211,120$211,120
2024$229,104$229,104 $5,891
2023$220,036$220,036 $21,197
2022$191,779$27,194
2021$145,644$24,932
2020$133,612$25,000

2025 property taxes (current owner): $4,112/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,571 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 2, 2026Price change$262,000$3,000
  • Jul 22, 2026Price change$265,000$4,000
  • Jun 11, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$262,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,370
Acres0.14 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8133 Morristown Trail, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionSettlers Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,098.4 sq ft
Parcel Number0161430564
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026
Days on Market83
HOA Fees$160 / Annually
HOA FrequencyAnnually
Tax Amount$4,111.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (Duval County), ZIP 32244.

View all Settlers Landing homes for sale →

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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