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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 16, 2026·8 days on market·Recent sales in Jacksonville

12573 Sampson Road

Jacksonville, FL 32218

$635,000sold priceListed at $665,000 · 95.5% of asking$191/sqftMLS# 2150021
4
Beds
3
Baths
3,330
Sq Ft
1996
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $21/mo1.71 acresSingle Family Residence1 story

About this home

Jacksonville

Welcome to the desirable Northlake community, where spacious wooded homesites create a private and peaceful setting while still offering exceptional convenience to the heart of Jacksonville. This all-brick residential neighborhood is known for its quiet atmosphere, larger lots, and close proximity to Jacksonville International Airport, I-295, and I-95. Situated on an impressive 1.7-acre parcel, this beautifully maintained single-family home, built in 1996, offers 4 bedrooms, 3 bathrooms, and a spacious single-story layout designed for both comfortable living and entertaining. Complete with an in-ground pool, Florida room, and two-car garage, this property delivers the perfect balance of privacy, functionality, and modern updates. Inside, the home features an expansive floor plan enhanced by warm wood and tile flooring throughout. The spacious Florida room adds additional living space filled with natural light, while the glass-enclosed patio creates an inviting place to relax

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,517
Property taxesest. at asking price, Duval County$1,037
HOAbilled annually$21
Estimated total, before insurance$4,575/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,604/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$635,000
$127,000
Loan Term
Monthly Payment
$3,517
Principal & Interest: $3,517
Property taxes (est.): $1,037
Insurance (est.): $423
Estimated Total Monthly
$4,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$443,366$284,844—
2024$406,251$276,109▼ $1,240
2023$409,403$266,611—
2022$363,611$257,390—
2021$298,437$248,437—
2020$282,521$282,521—

2025 property taxes (current owner): $5,604/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$665,000
  • Jun 11, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3005 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$432,000$1554/32,78760.7
12801 Plainwood Trail Trail, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYJul 2026$434,990$1564/32,78700.7
12784 Plainwood Trail, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYJun 2026$416,990$1684/32,4861300.7
3012 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYJun 2026$439,990$1584/32,787230.7
12710 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$429,990$1544/32,787880.8
3035 Harden Drive, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$419,990$1694/32,486950.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$665,000
Price / Sq Ft$200
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,330
Acres1.71 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address12573 Sampson Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionNorthlake
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size74,487.6 sq ft
Parcel Number0195422995

Amenities

UtilitiesCable Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchGlass Enclosed, Patio
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market8
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$5,603.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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