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Sold

Sold·Closed Jul 17, 2026·3 days on market

2056 Arden Forest Place

Fleming Island, FL 32003

$485,000sold priceListed at $485,000 · 100% of asking$211/sqftMLS# 2149994
4
Beds
3
Baths
2,298
Sq Ft
2016
Built
2
Garage
No
Pool
FEMA Zone XHOA $4/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Fleming Island

Welcome to this Fleming Island home offering 4 bedrooms, 3 bathrooms, and a flexible floor plan designed for comfortable living. The open-concept kitchen features granite countertops, a large island, breakfast bar, pantry, and overlooks the spacious family room with an electric fireplace and tray ceilings. The primary suite is located downstairs and includes dual vanities, a soaking tub, separate shower, and walk-in closet. Two additional bedrooms and a full bath are also on the main level, while the upstairs bedroom, bath, and walk-in closet create the perfect guest suite, bonus space, or private retreat. Enjoy a screened lanai overlooking the fenced backyard. Community amenities include a pool, clubhouse, pickleball courts, basketball courts, playground, jogging paths, boat dock, and boat launch. Conveniently located near top-rated schools, shopping, dining, and more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
Property taxesest. at asking price, Clay County$743
HOAbilled annually$4
Estimated total, before insurance$3,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,547/yr · $546/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Property taxes (est.): $743
Insurance (est.): $323
Estimated Total Monthly
$3,753
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$424,116$254,163—
2024$417,579$246,293—
2023$408,776$237,664—
2022$351,712$229,286—
2021$288,081$221,152—
2020$278,028$217,409—

2025 property taxes (current owner): $6,547/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 18, 2026Closed$485,000
  • Jun 15, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2053 Trailing Pines Way, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$450,000$1954/32,302950.2
2028 Trailing Pines Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$420,000$2043/22,05520.3
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.7
2004 Hawkeye Place, Fleming Island, FL 32003Listed by KELLER WILLIAMS WINTER PARKAug 2026$420,000$1604/32,629720.7
2140 Eagle Talon Circle, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$440,000$1643/2.52,685460.8
2388 Country Side Drive, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$560,000$1933/2.52,89951

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$211
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,298
Acres0.17 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2056 Arden Forest Place, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionEagle Nest Preserve
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size7,405.2 sq ft
Parcel Number05052601419002703

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio, Screened
FencingFenced, Full, Wrought Iron, Other
RoofShingle
ConstructionOther, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 15, 2026
Days on Market3
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameEagle Harbor Association
Tax Amount$6,547.34
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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