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Active·45 days on market

2199 Astor Street 503

Orange Park, FL 32073

$519,900$325/sqftEst. $2,651/moMLS# 2149768
2
Beds
2
Baths
1,600
Sq Ft
1973
Built
Garage
No
Pool

About this home

Orange Park

Enjoy breathtaking St. Johns River views from this spacious 5th-floor condominium in Continental Palace. This 2-bedroom, 2-bath residence offers approximately 1,600 sq. ft. of living space plus a 390 sq. ft. enclosed sunroom, creating the perfect space to relax and take in the waterfront scenery year-round. Recent updates include fresh interior paint, updated kitchen countertops, and an updated primary bathroom. Additional features include covered assigned parking, in-unit laundry, and abundant natural light throughout. Seller is offering up to a 10k flooring allowance with acceptable offer-an excellent opportunity to choose the flooring that best fits your style! Residents have the option to join the historic Club Continental for an additional fee and enjoy access to pools, tennis courts, fitness facilities, and dining. Recent community updates include a new roof and bulkhead, adding value and peace of mind.

Cost to own

Mortgage calculator

$519,900
$103,980
Loan Term
Monthly Payment
$2,651
Principal & Interest: $2,651
Property taxes (est.): $797
Insurance (est.): $347
Estimated Total Monthly
$3,794
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,651
Property taxesest. at asking price, Clay County$797
HOAbilled monthly$941
Estimated total, before insurance$4,389/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,926/yr · $411/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$490,831$262,553
2024$486,030$254,447
2023$417,517$245,580
2022$402,862$236,971
2021$401,531$228,613
2020$382,900$224,767

2025 property taxes (current owner): $4,926/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Price change$519,900$10,000
  • Jun 10, 2026Listed$529,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,900
Price / Sq Ft$325
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,600
Acres0.02 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryS. Bryan Jennings
MiddleOrange Park
HighOrange Park

Community Information

Address2199 Astor Street 503, Orange Park, FL 32073
Area137-Doctor's Lake
SubdivisionContinental Palace
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size871.2 sq ft
Parcel Number41042601888302500
ZoningResidential

Amenities

UtilitiesCable Connected
SewerPublic Sewer
Water SourcePrivate
ParkingAdditional Parking, Assigned, Covered
ViewRiver, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned

Exterior

Exterior FeaturesBalcony
Patio / PorchTerrace
ConstructionConcrete, Frame, Stucco

Additional Information

Date ListedJune 10, 2026
Days on Market48
HOA Fees$941 / Monthly
HOA FrequencyMonthly
HOA NameContinental Palace Condominium
Tax Amount$4,926.25
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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