Sold·Closed Jun 2, 2026·154 days on market
102 Acosta Creek Drive
Satsuma, FL 32189
About this home
Satsuma
A beautiful location on over half an acre among mature oaks, neighborhood ends at the St. Johns River creating a private, inviting feel to your new home. This home offers a welcoming entrance with open living area featuring a floor to ceiling stone fireplace as your focal point. Bamboo flooring throughout most of the house adds to the warmth that flows from the main living area to the breakfast room. Kitchen fatures a breakfast bar and marble tile countertops. A large laundry/ mud room leads out to a spacious patio. Two out buildings are tucked away in the fenced backyard. While the charm offered from this home is readily liveable, some updates are likely needed... Bring out your creative side and make this home fit your style. Priced right with your personal touch ''soon to come''. The Acosta Creek neighborhood is located between Satusma and Welaka. Offering an escape from city life while still being convenient to St. Augustine, Palatka and Palm Coast.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,504 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $343/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 106 Acosta Creek Drive, Satsuma, FL 32189Listed by REAL BROKER LLC | Jun 2026 | $225,000 | $181 | 3/2 | 1,243 | 246 | 0 |
| 132 Nortons Fish Camp Road, Satsuma, FL 32189Listed by IHEART REALTY INC | May 2025 | $550,000 | $339 | 3/2 | 1,624 | 45 | 0.6 |
| 295 Maxwell Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $434,900 | $242 | 3/2.5 | 1,800 | 157 | 1.2 |
| 164 Moonlite Drive, Welaka, FL 32193Listed by IHEART REALTY INC | Aug 2026 | $433,000 | $220 | 3/2 | 1,968 | 336 | 1.2 |
| 100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLC | Jul 2026 | $379,900 | $259 | 3/2 | 1,467 | 77 | 1.2 |
| 292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLC | Jul 2026 | $410,000 | $194 | 3/2 | 2,108 | 86 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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