Sold·Closed Aug 14, 2026·336 days on market
164 Moonlite Drive
Welaka, FL 32193
About this home
Welaka
Explore premier riverfront living on the St. Johns River with this beautifully updated 3-bedroom, 2-bath home in the highly sought-after Sportsman's Harbor community in Welaka, FL. This Welaka riverfront property offers 1,968 sq ft of comfortable living space and an impressive 118 feet of direct St. Johns River frontage—ideal for anyone seeking a waterfront home in Northeast Florida. Built as a conventional, site-constructed home, the property features durable vinyl siding and a long-lasting metal roof, creating a low-maintenance riverfront residence perfect for year-round enjoyment. Boaters will appreciate the private dock, boat house with two lifts, and shared T-dock—excellent for fishing, cruising, or accessing the Intracoastal Waterway. The home also includes a storage shed and a 2-car carport for added convenience and functionality. Inside, this Welaka riverfront home showcases luxury vinyl plank flooring throughout, a modern kitchen with granite countertops, and
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FLA011705 - Welaka WWTF · Public water (record)
County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $815/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$475,000
- Aug 17, 2026Active$475,000
- Jul 21, 2026Active Under Contract$475,000
- Nov 24, 2025Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 100 Happiness Drive, Welaka, FL 32189Listed by VENTURE REALTY CO, LLC | Jul 2026 | $379,900 | $259 | 3/2 | 1,467 | 77 | 0.1 |
| 156 Moonlite Drive, Welaka, FL 32193Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jul 2025 | $349,900 | $221 | 2/2 | 1,581 | 45 | 0.1 |
| 295 Maxwell Drive, Welaka, FL 32193Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $434,900 | $242 | 3/2.5 | 1,800 | 157 | 0.4 |
| 292 Maxwell Drive, Welaka, FL 32193Listed by MAXREV, LLC | Jul 2026 | $410,000 | $194 | 3/2 | 2,108 | 86 | 0.4 |
| 102 Acosta Creek Drive, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Jun 2026 | $315,000 | $185 | 3/2 | 1,705 | 154 | 1.2 |
| 132 Nortons Fish Camp Road, Satsuma, FL 32189Listed by IHEART REALTY INC | May 2025 | $550,000 | $339 | 3/2 | 1,624 | 45 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines