Pending·501 days on market
218 Thornberry Way
Palm Coast, FL 32164
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
This spacious 5-bedroom, 3-bath home showcases an open concept floor plan designed for modern living, featuring a gourmet kitchen with high-end appliances, ample counter space, and a central island that flows effortlessly into the living and dining areas--perfect for entertaining and family gatherings. The luxurious primary suite offers a private retreat with elegant French doors, an extra-large walk-in shower, and a generous walk-in closet for ultimate comfort and convenience. An upfront guest suite provides ideal privacy for visitors or multigenerational living, creating a harmonious blend of style, function, and flexibility. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,375/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Pending$359,997
- Sep 11, 2026Price change$359,997−$5,000
- Aug 21, 2026Price change$364,997−$10,000
- Aug 13, 2026Price change$374,997−$3,000
- Jul 16, 2026Price change$377,997−$6,949
- May 27, 2025Listed$384,946
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 208 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $364,555 | $164 | 5/3 | 2,222 | 79 | 0 |
| 219 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $377,997 | $172 | 5/3 | 2,200 | 421 | 0 |
| 214 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Jun 2026 | $333,145 | $185 | 4/2 | 1,800 | 380 | 0 |
| 203 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $358,997 | $162 | 5/3 | 2,222 | 39 | 0.1 |
| 49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $358,080 | $173 | 4/3 | 2,070 | 112 | 0.8 |
| 32 Portofino Lane, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $360,997 | $174 | 4/3 | 2,077 | 100 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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