This home is in Flagler Estates, Hastings — a new construction home in St. Johns County.
Sold·Closed Aug 5, 2026·24 days on market·Recent sales in Flagler Estates·Flagler Estates
10235 Underwood Avenue
Hastings, FL 32145
29 more homes for sale in Flagler Estates →Search Flagler Estates on the map
About this home
Flagler Estates
Brand new mobile home on over an acre of land in desirable Flagler Estates is ready for new owners! The property includes upgraded LVP flooring throughout, new stainless steel appliances and new well and septic! This one is priced to sell and won't last long. Schedule your showing today!
Next steps in Flagler Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,648 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $29,000 in May 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $24,800 | $24,800 | — |
| 2024 | $22,500 | $6,820 | — |
| 2023 | $22,000 | $6,200 | — |
| 2022 | $14,560 | $5,636 | — |
| 2021 | $7,700 | $5,124 | — |
| 2020 | $7,200 | $4,658 | — |
2025 property taxes (current owner): $676/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$238,900
- Jun 5, 2026Listed$238,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10045 Underwood Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC. | Aug 2026 | $249,000 | $158 | 3/2 | 1,577 | 112 | 0.4 |
| 10035 Underwood Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLC | Jul 2026 | $324,990 | $193 | 4/2 | 1,684 | 22 | 0.5 |
| 10010 Allison Avenue, Hastings, FL 32145Listed by MOMENTUM REALTY | Jun 2026 | $370,000 | $224 | 3/2.5 | 1,650 | 5 | 0.7 |
| 10555 Yeager Avenue, Hastings, FL 32145Listed by EXP REALTY LLC | Jul 2026 | $260,000 | $172 | 3/2 | 1,512 | 80 | 0.9 |
| 4710 Ursula Street, Hastings, FL 32145Listed by MOMENTUM REALTY | Sep 2025 | $215,000 | $166 | 3/2 | 1,296 | 55 | 0.9 |
| 5050 Irving Street, Hastings, FL 32145Listed by WE SELL SUNSHINE | Aug 2026 | $305,000 | $167 | 3/2 | 1,824 | 59 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Flagler Estates
Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.
View all Flagler Estates homes for sale →Keep looking
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Explore the area
More in Flagler Estates
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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