Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 72
Active

Active·128 days on market

4139 Audubon Avenue

Green Cove Springs, FL 32043

$374,850$159/sqftEst. $2,076/moMLS# 2148655
↓ $36,045 below original listOpen house Sun, Oct 11 · 1:00 pm–4:00 pm
5
Beds
3
Baths
2,363
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

READY NOW! The Robie+ floor plan offers spacious, flexible living with 2,373 square feet of beautifully designed space. This two-story home features 5 bedrooms, 3 bathrooms, and a 2-car garage perfect for growing families or multigenerational households needing room to spread out. Natural light fills the home thanks to numerous well-placed windows, creating a bright and inviting atmosphere throughout. The heart of the home showcases an open-concept, vaulted ceiling gathering room, dining area, and kitchen seamlessly connected for modern living and effortless entertaining. The large quartz island provides abundant counter space for meal prep, casual dining, or hosting friends and family. With generous cabinetry and thoughtful layout, this kitchen is both functional and stylish. A secondary bedroom and full bath on the first floor make it an ideal setting for guests, extended family, or a private home office offering flexibility for multigenerational living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,076
Property taxesest. at asking price, Clay County$574
HOAbilled annually$8
Estimated total, before insurance$2,659/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,850
$74,970
Loan Term
Monthly Payment
$2,076
Principal & Interest: $2,076
Property taxes (est.): $574
Insurance (est.): $250
Estimated Total Monthly
$2,901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$45,000$45,000—

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$374,850−$9,000
  • Sep 29, 2026Price change$383,850−$1,045
  • Sep 22, 2026Price change$384,895−$5,000
  • Sep 15, 2026Price change$389,895−$10,000
  • Aug 25, 2026Price change$399,895−$6,000
  • Aug 18, 2026Price change$405,895−$5,000
  • Jun 4, 2026Listed$410,895

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1338 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$383,850$1784/2.52,160600.1
1318 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJun 2026$377,000$1754/2.52,1601270.1
1306 Little Heron Place, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJun 2026$399,850$1695/32,363860.1
4466 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJul 2026$349,850$1884/21,862970.2
4111 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJul 2026$399,850$1695/32,363670.2
4517 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCJul 2026$367,850$1984/21,862700.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,850
Price / Sq Ft$159
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,363
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address4139 Audubon Avenue, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionRookery
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number38062601651501091

Amenities

AmenitiesPool, Other, Children's Pool, Dog Park, Fitness Center, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market129
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

1:00 pm - 4:00 pm