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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 15, 2026·7 days on market·Recent sales in Jacksonville

8088 Kilkelly Lane

Jacksonville, FL 32244

$410,000sold priceListed at $406,875 · 100.8% of asking$172/sqftMLS# 2148458
3
Beds
2
Baths
2,381
Sq Ft
1995
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $23/mo3.53 acresSingle Family Residence1 story

About this home

Jacksonville

Welcome to this exceptional pool home nestled on 3.53 private acres with a serene preserve backdrop in the sought-after Ortega Bluff community. This stunning 3-bedroom, 2-bath brick front residence offers picturesque views from nearly every room and a rare sense of privacy and tranquility. Designed for both everyday living and effortless entertaining, the highly desirable split-bedroom floor plan features elegant formal living and dining spaces, complemented by an open-concept kitchen and family room that serves as the heart of the home. Expansive windows fill the interior with natural light, creating a warm and inviting atmosphere throughout. The climate-controlled Florida Room provides year-round enjoyment and seamlessly extends your living space. Step outside to your expansive deck and take in the peaceful views of the sparkling pool, lush preserve, and abundant wildlife. This outdoor retreat offers the perfect blend of comfort and connection to nature.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Duval County$669
HOAbilled annually$23
Estimated total, before insurance$2,963/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,224/yr · $519/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $670
Insurance (est.): $273
Estimated Total Monthly
$3,214
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,559 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $435,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$330,193$330,193▲ $33,334
2024$292,036$218,614▲ $8,687
2023$294,111$210,791—
2022$253,196$203,196—
2021$207,001$207,001—
2020$193,182$193,182▲ $16,787

2025 property taxes (current owner): $6,224/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$406,875
  • Jun 3, 2026Listed$406,875

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7850 Fox Gate Court, Jacksonville, FL 32244Listed by EAGLES WORLD REALTY, INCAug 2026$345,000$2043/21,694380.4
7920 Vivera Court, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$385,000$1823/22,118230.5
5382 Marsala Lane, Jacksonville, FL 32244Listed by EXIT INSPIRED REAL ESTATESep 2026$363,000$1803/22,0163080.6
7735 Ortega Bluff Parkway, Jacksonville, FL 32244Listed by UNITED REAL ESTATE GALLERYJul 2026$360,000$1533/2.52,348380.7
7502 Ortega Bluff Parkway, Jacksonville, FL 32244Listed by PIER RIDGE REALTY JACKSONVILLE, LLC.Aug 2026$405,000$2054/21,976201
7273 Preston Pines Trail, Jacksonville, FL 32244Listed by HEAVENLY HOME REALTYOct 2026$335,000$1404/2.52,389281.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$406,875
Price / Sq Ft$171
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,381
Acres3.53 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontNo

School Information

ElementaryOrtega
MiddleLake Shore
HighRiverside

Community Information

Address8088 Kilkelly Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionOrtega Bluff
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size153,766.8 sq ft
Parcel Number0991350175
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchDeck
FencingFenced, Back Yard, Full, Vinyl
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market7
HOA Fees$270 / Annually
HOA FrequencyAnnually
Tax Amount$6,224.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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